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9.Young people are perhaps better-known for spending money than saving it.But some new banking websites are seeking to change that.These websites offer young people the information and tools they need to watch over their money.The websites also let the users share their financial*experiences with other young people.
Nineteen-year-old Alix Scott has been working at a store this summer.She is saving money to pay for college next year."I have to save for all my college money because my parents can't offer me enough.So,I have to depend on my own savings,"She said.But instead of putting her money in a local bank,Ms Scott began using SmartyPig,a web-based banking service.She said,"When I do that,I stop the drive to just spend the money."
Michael Ferrari developed SmartyPig with a friend in 2007.SmartyPig is really all about helping people save for very specific financial goals.So that could be a wedding,a vacation,an I-phone.Mr.Ferrari says SmartyPig opened after he started a college savings account*for his new baby.He says that experience helped him realize the power of saving for a specific goal.Helping other savers pay attention to their goals is the idea behind his online company.
Michael Ferrari said,"For example,I'm saving up for a vacation.I want to save 5,000 dollars.I want to meet this goal in three years.SmartyPig will in fact help you know how much money you need to save every month.You don't have to move from your present bank.We'll actually go in and get those money on the day you refer to every month and we'll put them into your SmartyPig account,where they'll actually increase interest*,as well."
Twenty-two-year-old Khang Nguyen is studying engineering in college.He likes being able to share his saving goals with his online community.He said,"I think it's actually a good thing that they are able to see it.Like,a group of my friends after they found out,you know,about what I do,they always come ask me for financial advice."
A growing number of young people have shown an interest in online banking websites like SmartyPig.They like their operation and services and like to share their personal information online.
52.According to the text,users of SmartyPigB.
A.have to go to the bank to enjoy their service
B.can share financial experiences with others
C.must set up their own websites for the service
D.have no information to watch over their money.
53.Why did Alix Scott depend on her own savings?D
A.She refused her parents'help.
B.Her parents'didn't know SmartyPig.
C.Her parents didn't give her money.
D.Her parents were very poor.
54.Who will like SmartyPig most according to the text?D
A.The rich adults.
B.The businessman.
C.Michael Ferrari's new baby.
D.The poor young men.
55.What is the passage mainly about?C
A.Michael Ferrari's experience.
B.SmartyPig and the banks.
C.Introduction of SmartyPig         
D.Ways to save money.

分析 年轻人可能更喜欢花钱而不是存钱.但一些新的银行网站正在试图改变这个现象.这些网站为年轻人提供他们需要的信息和工具来看管他们的钱.网站还让用户与其他年轻人分享他们的经验.
19岁的Alix Scott今年夏天在一家商店工作,她正在攒钱以支付明年大学的费用."我必须攒下我所有的学费,因为我的父母不能给我足够的钱,所以必须依靠我自己的存钱",她说.但是,Scott不是把她的钱存到当地银行,而是开始使用SmartyPig,这是一个基于网络的银行服务.她说:"当我用了它,我就停止了只是花钱的念想."
迈克尔•法拉利在2007年与朋友开发了SmartyPig.SmartyPig确实能够帮助人们存钱从而实现烧钱的目标.这个目标可以是一个婚礼、一个假期、一个苹果手机.在.Ferrari先生为他的孩子开户并存了一笔大学学费后,SmartyPig就开放了.他说这种经验让他意识到了为实现某个目标而存钱的力量.帮助其他储户关于他们的目标是他的在线公司坚持的原则.
迈克尔•法拉利说,"例如,我要为一个假期攒下5000美元.我想在三年内实现这一目标.SmartyPig将帮助你了解你需要每个月存多少钱.你不必从你现在的银行转钱过来.我们实际上会进入你的账户并在每个月的某一天里收到这些钱,我们会把它们放入你的SmartyPig帐户内,在那里这些钱会得到相应的利息.
二十二岁的Khang Nguyen正在大学学习工程.他喜欢与他的在线社区分享他的储蓄目标.他说,"我认为这是一件好事,他们能够看到它.就好像一群我的朋友发现我做什么后,他们总是来问我财务方面的建议.
越来越多的年轻人对SmartyPig这样的网上银行网站产生兴趣.他们喜欢他们的运营和服务,喜欢在线分享他们的个人信息.

解答 52.B.细节理解题.根据The websites also let the users share their financial*experiences with other young people.可知,网站还让用户与其他年轻人分享他们的经验,而SmartyPig就是一个在线的银行网站,因此答案为B;
53.D.细节理解题,根据"I have to save for all my college money because my parents can't offer me enough.So,I have to depend on my own savings,可知,Alix Scott要通过自己的工作赚取学费,原因是他的父母不能给他足够的学费,也就是他的父母负担不起超额的学费,因此这里的答案是Her parents were very poor.
54.D.细节理解题,根据文中的介绍,使用这个在线银行的人都是一些通过攒钱来完成某个目标的人,这些目标包括婚礼、假期、苹果手机等,也就是说这些人现在还不没有足够的钱完成这些目标,因此需要这个服务,设定一个期限,攒够能够实现这些目标的钱,因此这些人都是不太富裕的人,即The poor young men.
55.C.文章主旨题.根据文中的内容,作者在第一段就引出了在线的银行网站,紧接着就详细介绍了SmartyPig,说明了这个网站怎么运行、如何而来、网站的经营理念,因此这篇文章的主旨就是Introduction of SmartyPig,即介绍这个网站;

点评 本文是一篇日常生活类文章.做题时要在理解好文意的基础上,与题目有机的结合,从文章中找到相关细节性的句子与选项细细比对,进行选择或推理判断,选出符合文章内容的正确选项.做题注意灵活,有时可采用排除法或直选法确定出最终答案.

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