How much should you save? You may be able to save 100%
of your money. Does that mean you should? Not at all. The best way to develop
good saving habits is to make saving a regular part of your life, along with
spending.
Here is the rule you should remember: save before
spending. Whenever some money gets into your hands, from a job or your pocket money
or whatever, take your savings out immediately, before spending any of the
money. The beauty of this system is that if you take away your savings, you are
free to spend the rest.
Here are some more suggestions on how to successfully
get into the saving habit from teens. Let’s see!
Tony,13: I put my money in a bank instead of my
wallet, so the money is not there. And I have to take an extra step to get it.
Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make
sure if you still want it, and the price might go down.
Dick, 13: Carry very little money always. You can’t
spend money if you don’t have it. A cake would be nice, but without a dollar,
you can’t get it. Little things like that really add up quickly.
Steve,16: I used to be weak when it came to money. I
bought something whenever I went into a store. I’m glad I’m not that person
now. I taught myself discipline by keeping a $20 bill in my pocket while waking
around the mall all day and not buying anything. Now I have no strong wish to
buy things when I go into a store. It works for me.
These ideas should help you get started. If you have
some questions about anything you’ve read here, or would like to share your
ideas about saving money, please write to us.
1.How does Tony advise you about saving money?
A.By keeping
money in a bank.
B.By putting
money in a wallet.
C.By making it
easy to get your money.
D.By buying
little things.
2.According to Billy, if you want to buy something
expensive, you’d better_________.
A.wait at least
a month
B.make sure it’s necessary
C.wait until it’s for sale
D.ask somebody
for help
3.According to the passage, Steve is the person who
_______.
A.didn’t carry any money
B.can’t wait to spend his money now
C.didn’t use to buy anything in a store
D.doesn’t spend money quickly and carelessly now
4.Where is the passage most probably from?
A.A dictionary B.The
instructions C.A newspaper D.An
advertisement.
5.The writer wrote the passage in order to ask teens
to_______.
A.make major
purchases
B.save 100% of
their money
C.spend all
their savings regularly
D.save money
regularly as well as spending