EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

Many schools have established successful home visit programs. Home visits by teachers let parents and children know how much teachers care. Also, it is a way for teachers to learn more about their students , get the parents to pay more attention to their children’s education and bridge cultural gaps that might exist between students and teachers. Most teachers report that their home visits have a lasting effect on the child, the parents and on parent—teacher communication.
The Head Start program has used home visits for many years. Head Start teachers are required to make at least two home visits for each student, regardless of their ability, during each school year in addition to regular parent-teacher conferences at school. Many U.S. kindergartens also require home visits by teachers before school starts.
The visit approach varies from school to school and usually depends on the funding the source. In some schools, teachers prefer to visit in pairs. They feel more comfortable that way and sometimes need a translator in order to communicate with a child’s parents. Other teachers visit one-on-one with parents. Some interact with both the child and the parent. Many teachers may bring along learning activities for the child that also involve the parents participation. Normally, visits can last from 30 to 90 minutes, depending on the teacher and the activities.
When teachers get to know their students and their students’ families, the parents become more active in their children’s education. Home visits, not unnecessary as some people think, can give teachers the ideas they need to help all students succeed.
【小题1】 Home visits by teachers can         

A．Reasons for home visists

B．Forms of home visits

C．Advantages of home visits

D．Tips for home visits

Parents should stop blaming themselves because there’s not a lot they can do about it. I mean the teenager (十几岁的孩子) problem. Whatever you do or however you choose to deal with it, at certain times a wonderful, reasonable and helpful child will turn into a terrible animal.

I’ve seen friends deal with it in all kinds of different ways. One strict mother insisted that her son, right from a child, should stand up whenever anyone entered the room, open doors and shake hands like a gentleman. I saw him last week when I called round．Sprawling himself (懒散地躺) on the sofa in full length, he made no attempt to turn off the loud TV he was watching as I walked in, and his greeting was no more than a quick glance at me. His mother was ashamed．“I don't know what to do with him these days,” she said．“He’s forgotten all the manners we taught him.”

He hasn't forgotten them. He' s just decided that he' s not going to use them. She confessed (坦白) that she would like to come up behind him and throw him down from the sofa onto the floor.

Another good friend of mine let her two daughters climb all over the furniture, reach across the table, stare at me and say, “I don’t like your dress; it’s ugly.” One of the daughters has recently been driven out of school. The other has left home.

“Where did we go wrong?” her parents are now very sad．Probably nowhere much. At least, no more than the rest of that unfortunate race, parents.

71．This text is most probably written by ______.

A．a specialist in teenager studies             B．a headmaster of a middle school

C．a parent with teenage children              D．a doctor for mental health problems

72．The underlined word “it” in the second paragraph refers to ______.

A．the change from good to bad that ' s seen in a child

B．die way that parents often blame themselves

C．the opinion that a child has of his parents

D．the advice that parents want their children to follow

73．The boy on the sofa would most probably be described as ______.

A．lazy                   B．quiet                  C．unusual              D．rude

74．From the second example we can infer that the parents of the two daughters ______.

A．pay no attention to them                      B．are too busy to look after them

C．have come to hate them                     D．feel helpless to do much about them

75．What is the author' a opinion about the sudden change in teenage children?

A．Parents have no choice but to try to accept it.

B．Parents should pay still sore attention to the change.

C．Parents should work more closely with school teachers.

D．Parents are at fault for the change in their children.

Parents should stop blaming themselves because there’s not a lot they can do about it. I mean the teenager problem. Whatever you do or however you choose to deal with it, at certain times a wonderful, reasonable and helpful child will turn into a terrible animal.
I’ve seen friends deal with it in all kinds of different ways. One strict mother insisted that her son, right from a child, should stand up whenever anyone entered the room, open doors and shake hands like a gentleman. I saw him last week when I called round. Sprawling himself (懒散地躺) on the sofa in full length, he made no attempt to turn off the loud TV he was watching as I walked in, and his greeting was no more than a quick glance at me. His mother was ashamed. “I don't know what to do with him these days,” she said. “He’s forgotten all the manners we taught him.”
He hasn’t forgotten them. He’s just decided that he’s not going to use them. She confessed (坦白) that she would like to come up behind him and throw him down from the sofa onto the floor.
Another good friend of mine let her two daughters climb all over the furniture, reach across the table, stare at me and say, “I don’t like your dress; it’s ugly.” One of the daughters has recently been driven out of school. The other has left home.
“Where did we go wrong?” her parents are now very sad. Probably nowhere much. At least, no more than the rest of that unfortunate race, parents.
【小题1】This text is most probably written by ______.