How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

你在这个城市，但对此城市不太熟悉，一天你一个人想去公园玩，但你又必须先到旅馆去看一位你的好朋友，然后出来后再去银行取一些钱，最后才去公园。对话中的A表示你，B是警察，请根据下列图示及句子，把下列句子排列成一段通顺的对话。

41. A: Excuse me. Can you tell me the way to the park?

42. B: Oh, I see. You can go straight and turn right on the first crossing, you’ll find a white building(建筑物). That’s the hotel.

43. A: How can I get to the bank after I go out of the hotel?

44. B: Oh, it is in the east(东面)of the city. You can go …

45. A: I’m sorry, I may tell you that before(在…..以前)I get to the park, I’ll have to go to the hotel to see my good friend, and then I’ll go to the bank to get some money.

46. B: That’s not difficult. After walking out of the hotel, please turn left and walk about 100 m. You will get to Fifth Avenue. Then turn right and the bank is on the right.

47. A: OK. Thanks a lot.

48. B: No, very near. Going out of the bank, you go back to the Fifth Avenue. Turn left and go straight, there is a park on the left.

49. A: Is the bank far(远) from the park?

正确顺序：___ 4___ ___ ___ ___ ___ ___ ___