Being heavy debt then put great pressure the poor widow. A. with, on B. in, to C. on, on D. in, on 【查看更多】

 

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      When she graduates from Columbia University next year with a master's degree in Public
health, Eric Wheeler is hoping to get a job in international reproductive(生殖) health. The
26-year-old post-graduate has always wanted to work in public service. But public service
doesn't pay much, and her two-year program at Columbia costs about $50,000 a year with
living expenses. She has a scholarship from Columbia that covers just $4,000 a year and has
taken out loans to pay for the rest. She worries that she will spend years paying back her student
loans and not have money left over to put away in an IRA. Wheeler is wondering what she can
do to ease the pain of  being in debt. Is there anything she can do to handle the debt?
      The good news is that in 2007, Congress recognized that there were so many students in
Wheeler's position that it passed the College Cost Reduction and Access Act. There were two
programs established by this act that Wheeler should look into.
     The first is the income-based repayment plan, which allows lower-income graduates with a
lot of debt to reduce their monthly payments. Depending on a graduate's income and level of
debt, the program, which goes into effect July 1, could limit his or her annual educational loan
debt repayment to 15 percent of discretionary income(可随意支配的收入),said Peter Mazareas,
vice charman of the College Saving Foundation.
     The second is the public service loan forgiveness plan, in which the federal government will
forgive the remaining debt of borrowers who make 10-year loan payment while working full time
in public-service jobs. But the graduate must have a certain loan which is listed in the plan.
Depending on the level of debt Wheeler ends up with and how much she repays over 10 years,
Mazareas said she could end up with about $75,000 of her debt forgiven. " Tipically, it is projected
that a borrower who performs public service under this program will repay only about one-fourth
to one-half as much money as a borrower who does not", he said. He also pointed out that public
service is broadly defined and includes any government and nonprofit organization job.
1. How much debt will Erin Wheeler be probably in when she graduate?
A. $ 8,000    
B.$ 50,000      
C. $75,000      
D. $92,000
2. Which of the following is true about the College Reduction and Access Act?
A. The programs in the act take effect in 2008.
B.The act aims to help college students who are in debt.
C.There are two helpful programs in the act.
D. The graduates who work in public service benefit the most.
3. How can people benefit from the first plan mentioned in the passage?  
A. The interest of the debt will be lowered.
B. The total amount of debt could be reduced.
C. The income tax will be cut down.
D.People will have more time to pay back the debt.
4. Why does the author say Erin wheeler should look into the second plan in the act?
A. Because she will be heavily in debt upon graduation.
B.Because she will have a master degree.
C. Because she plans to work in public service.
D. Because she has borrowed money from the federal government.
5. What's the main idea of the passage?
A. The total expense in American universities is too high.
B. There are a lot of different programs to help students pay their tution.
C. The US government encourages students to choose public service jobs.
D.The federal government is trying to relieve graduates from heavy debt.

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You wake up in the morning,the day is beautiful and the plans for the day are what you have been looking forward to for a long time. Then the telephone rings,you say hello, and the drama starts.The person on the other end has a depressing tone in his voice as he starts to tell you how terrible his morning is and that there is nothing to look forward to.You are still in a wonderful mood? Impossible!

    Communicating with negative people can wash out your happiness. It may not change what you think,but communicating long enough with them will make you feel depressed for a moment or a long time.

 Life brings ups and downs,but some people are stuck in the wrong idea that life has no happiness to offer.They only feel glad when they make others feel bad.No wonder they can hardly win others’ pity or respect.

  When you communicate with positive people,your spirit stays happy and therefore more positive things are attracted.When the dagger(匕首) of a negative person is put in you,you feel the heavy feeling that all in all,brings you down.

Sometimes we have no choice but to communicate with negative people.This could be a co-worker,or a relative.In this case,say what needs to be said as little as possible. Sometimes it feels good to let out your anger back to the negative person,but all this does is to lower you to that same negative level and they won’t feel ashamed of themselves about that.

Negativity often affects happiness without even being realized.The negative words of another at the start of the day can cling to(附着) you throughout the rest of your day,which makes you feel bad and steals your happiness.Life is too short to feel negative.Stay positive and avoid negativity as much as possible.

1.The purpose of the first paragraph is to ______.

A.make a comparison                    B.offer an evidence

C.introduce a topic                        D.describe a daily scene

2.How can negative people have effect on us?

A.By influencing our emotion.             B.By telling us the nature of life.

C.By changing our ways of thinking.       D.By comparing their attitudes to life with ours.

3.Some negative people base their happiness on _______.

A.other people’s pity for them    B.building up a positive attitude

C.making other people unhappy D.other people’s respect for them

4.What is the author’s attitude towards negative people?

A.Favorable.  B.Indifferent. C.Critical.    D.Supportive. 

 

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【1】 It's difficult enough to have privacy(隐私) in a house, so privacy in a small dorm room is next to impossible. However, it can be done if both roommates are willing to cooperate.
【2】 Step1  Tie a scarf to the outside doorknob as a symbol of Do Not Disturb, but be careful not to do this too consistently. Warn your roommate beforehand about possible days and times when this scarf will be on the door so your roommate will have time to make plans ahead of time instead of it being a surprise, especially if you plan to have an overnight guest. Be considerate if your roommate needs to get into the room regardless of the scarf on the door to get something out of the dorm because it is his dorm room too.
【3】 Step2  If one roommate is a light sleeper and the other is a heavy sleeper, the heavy sleeper could consider an alternate way to wake himself up besides an alarm. Heavy sleepers tend to ignore alarms, but sometimes vibrating (震动的) cell phones feel like someone is shaking them. It is also a quieter way to not disturb the light sleeping roommate using a vibrating cell phone.
【4】 Step3  Take cell phone calls outside of the room. Your roommate may not want to hear your conversation or you may want some privacy, but your roommate should not have to leave every time you have a phone call. The roommate who is not on the phone has no way of knowing how often you will have phone calls and should not be put out because you do.
【5】 Step4  Ask if it' s okay to have a guest in the room. Although your roommate is not your parent, and you may feel like this is your room too, remember that ____     . He may not want company when you do. If one roommate is more sociable than the other and guests become a repeated argument, consider asking the resident director if you can swap( 交换) roommate with someone else.
【小题1】What does the passage mainly talk about? (no more than 10 words)
______________________________________________________________________
【小题2】Complete the following statement with proper words, (no more than 6 words)
To avoid disturbing the light sleeper, _______________________ is also a good way.
【小题3】Please fill in the blank in the passage with proper words, (no more than 6 words)
_________________________________________________________________
【小题4】What does Step 3 suggest us? (no more than 10 words)
_______________________________________________
【小题5】What does the underlined word "it" (line 2, paragraph 1) probably refer to? (no more than 3 words)
_______________________________________________

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People of Burlington are being disturbed by the sound of bells. Four students from Burlington College of Higher Education are in the bell tower of the  1  and have made up their minds to  2  the bells nonstop for two weeks as a protest against heavy trucks which run   3  through the narrow High Street. “They not only make it  4  to sleep at night, but they are doing damage to our houses and shops of historical  5  , ”said John Norris, one of the protestors.

“If we must have these noisy trucks on the roads, ” said Jean Lacey, a biology student, “why don’t they build a new road that goes round the town?  Burlington isn’t much more than a  6  village. Its streets were never  7  for heavy traffic. ”

Harry Fields also studying  8  said they wanted to make as much  9  as possible to force the government officials to realize what everybody was having to  10  . “Most of them don’t  11  here anyway, ” he said, “they come for meetings and the Town Hall is soundproof, so they probably don’t  12  . It is high time they realized the problem. ” The fourth student, Liza Vernum, said she thought the public were mostly on their side, and even if they weren’t, they soon would be.

 I asked if they were  13  that the police might come to stop them.

“Not really, ” she said, “actually we are  14  bell ringers. I mean we are assistant bell ringers for the church. There is no law against practising. ”

I  15   the church with the sound of the bells ringing in my ears.

1. A. college       B. village      C. town     D. church

2. A. change        B. repair       C. ring        D. shake

3. A. now and then              B. day and night

C. up and down                  D. over and over

4. A. terrible                      B. difficult

C. uncomfortable                    D. unpleasant

5. A. scene                        B. period

C. interest                         D. sense

6. A. pretty                           B. quite

C. large                            D. modern

7. A. tested            B. meant        C. kept        D. used

8. A. chemistry                 B. geography

C. biology                          D. education

9. A. effort            B. time        C. trouble       D. noise

10. A. stand   B. accept       C. know     D. share

11. A. shop     B. live         C. come     D. study

12. A. notice                       B. mention

C. fear                             D. control

13. A. surprised                    B. afraid

C. pleased                          D. determined

14. A. proper                       B. experienced

C. hopeful                          D. serious

15. A. left         B. found        C. reached      D. passed

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People of Burlington are being disturbed by the sound of bells. Four students from Burlington College of Higher Education are in the bell tower of the  1  and have made up their minds to  2  the bells nonstop for two weeks as a protest against heavy trucks which run   3  through the narrow High Street. “They not only make it  4  to sleep at night, but they are doing damage to our houses and shops of historical  5  , ”said John Norris, one of the protestors.

“If we must have these noisy trucks on the roads, ” said Jean Lacey, a biology student, “why don’t they build a new road that goes round the town?  Burlington isn’t much more than a  6  village. Its streets were never  7  for heavy traffic. ”

Harry Fields also studying  8  said they wanted to make as much  9  as possible to force the government officials to realize what everybody was having to  10  . “Most of them don’t  11  here anyway, ” he said, “they come for meetings and the Town Hall is soundproof, so they probably don’t  12  . It is high time they realized the problem. ” The fourth student, Liza Vernum, said she thought the public were mostly on their side, and even if they weren’t, they soon would be.

 I asked if they were  13  that the police might come to stop them.

“Not really, ” she said, “actually we are  14  bell ringers. I mean we are assistant bell ringers for the church. There is no law against practising. ”

I  15   the church with the sound of the bells ringing in my ears.

1. A. college       B. village      C. town     D. church

2. A. change        B. repair       C. ring        D. shake

3. A. now and then              B. day and night

C. up and down                  D. over and over

4. A. terrible                      B. difficult

C. uncomfortable                    D. unpleasant

5. A. scene                        B. period

C. interest                         D. sense

6. A. pretty                           B. quite

C. large                            D. modern

7. A. tested            B. meant        C. kept        D. used

8. A. chemistry                 B. geography

C. biology                          D. education

9. A. effort            B. time        C. trouble       D. noise

10. A. stand   B. accept       C. know     D. share

11. A. shop     B. live         C. come     D. study

12. A. notice                       B. mention

C. fear                             D. control

13. A. surprised                    B. afraid

C. pleased                          D. determined

14. A. proper                       B. experienced

C. hopeful                          D. serious

15. A. left         B. found        C. reached      D. passed

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