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An allowance(零花钱) is an important tool for teaching kids how to make plans for the use of money, save and make their own decisions. Children remem?ber and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is suitable? Experts say there is not right amount. Actual amounts differ from region to re?gion, and from family to family.
To set an suitable allowance for your child, work up a weekly plan. Allow for entertainment costs such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these bills’," says Josephine Swanson, a consumer specialist, " he or she will learn to plan for nec?essary costs."
Finally, add some extra money to make saving possible. If you can keep your child’s allowance in line with that of his friends. A child whose buying power falls away below his peers’ can feel left out.
It can be tough, but don’t excuse your children when they make a mistake with their allowance. When Brooke Ste?phens was ten and growing up in Jacksonville, her mother gave her数学公式1.75 of which was for bus fare and lunch." If you lose your money," Brooke’s mother told her, "you walk home."
One week the girl spent all her allowance in a candy store, then she called home for a ride. " Mom made me walk home," recalls Stephens, now a financial planner in Brook?lyn. " At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied di?rectly to a child’s daily housework at home. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, which can develop his or her early habits

  1. 1.

    Which of the following is the possible title of the passage?

    1. A.
      How to develop a child’s early habits
    2. B.
      How to work up an amount of pocket money
    3. C.
      How to teach a child about money
    4. D.
      How to teach a child to save money
  2. 2.

    It can be inferred from the passage that if a child is given an allowance, he or she may ______.

    1. A.
      spend all the money very soon
    2. B.
      fall into the bad habit of wasting money
    3. C.
      feel responsible and careful about money
    4. D.
      lose the money and can not return home
  3. 3.

    In Paragraph 4, the words “his peers” refer to ______.

    1. A.
      his parents
    2. B.
      his friends
    3. C.
      his financial experts
    4. D.
      his teachers
  4. 4.

    Why does the writer mention Brooke Stephens?

    1. A.
      To question the opinion about pocket money
    2. B.
      To compare Stephens with other financial experts
    3. C.
      To explain that parents should be strict when children are developing good habits about money
    4. D.
      To suggest pocket money is useless in developing a child’s sense of responsibility
  5. 5.

    The writer implies in the passage that ______.

    1. A.
      children may feel lonely if they have no pocket money
    2. B.
      a child’s early good habits can be developed if he or she is paid for all the housework
    3. C.
      paying children for their housework is no good
    4. D.
      children may learn to put aside some money if they are given a great amount of pocket money
CCBCC
试题分析:本文讨论的主要是关于给孩子零花钱的问题,以及孩子在使用零花钱方面的具体的作用和影响。
1.C 主旨大意题。本文讨论的主要是关于给孩子零花钱的问题,以及孩子在使用零花钱方面的具体的作用和影响。故C项正确。
2.C 推断题。根据文章第三段"If you make the child responsible for these bills’," says Josephine Swanson, a consumer specialist, " he or she will learn to plan for nec­essary costs."说明如果我给孩子零花钱,孩子就可能会为自己的账单,也就是自己所话的钱负责。故C项正确。
3.B 推理题。根据本句If you can keep your child’s allowance in line with that of his friends. A child whose buying power falls away below his peers’ can feel left out.说明孩子和他的朋友在一起的时候,如果他的钱不如朋友多,就会感觉不好,故该词是指他的同龄人,爷爷就是他的朋友们。故B正确。
4.C 推理题。根据文章倒数第三段第一句It can be tough, but don’t excuse your children when they make a mistake with their allowance.可知如果孩子犯错,不要给他找借口。也就是对孩子要严格,接下来举例就是为了说明这个道理。故C项正确。
5.C 推理题。根据文章最后一段前3行Experts advise that an allowance should not be tied di­rectly to a child’s daily housework at home. Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family.可知专家认为给孩子钱让他们做家务这种做法是错误的。故C项正确。
考点:考查教育类短文阅读
点评:本文讨论的主要是关于给孩子零花钱的问题,以及孩子在使用零花钱方面的具体的作用和影响。推理题要求在理解原文表面文字信息的基础上,做出一定判断和推论,从而得到文章的隐含意义和深层意义。推理题所涉及的内容可能是文中某一句话,也可是某几句话,但做题的指导思想都是以文字信息为依据,既不能做出在原文中找不到文字根据的推理,也不能根据表面文字信息做多步推理,要根据原文表面文字信息一步推出的答案。
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     Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly. The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance. In any case, parents should make clear what, if anything, the child is expected to pay for with the money.

At first, young children may spend all of their allowance soon after they receive it. If they do this, they will learn the hard way that spending must be done within a budget. Parents are usually advised not to offer more money until the next allowance. The object is to show young people that a budget demands choices between spending and saving. Older children may be responsible enough to save money for larger costs, like clothing or electronics.

Many people think it is not a good idea to pay your child for work around the home. These jobs are a normal part of family life. Paying children to do extra work around the house, however, can be useful. It can even provide an understanding of how a business works.

Allowances give children a chance to experience the three things they can do with money. They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want. Or they can save it. Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future.

Requiring children to save part of their allowance can also open the door to future saving. A saving account is an excellent way to learn about the power of compound interest. Compounding works by paying interest on interest. So, for example, one dollar invested at two percent interest for two years will earn two cents in the first year. The second year, the money will earn two percent of one dollar and two cents, and so on. That may not seem like a lot. But over time it adds up.

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   A. meet children’s basic need for life        B. give control over their children

   C. see whether they have financial mistakes   D. help children learn how to manage money

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   A. waste money to buy gifts for their parents or friends

   B. buy their favorite clothing or electronics for themselves

   C. save money like their parents or other adults

   D. ask for the next allowance before the decided date.

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   A. can experience the three things related to money

   B. can understand the relation between goals and sacrifice

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   D. help themselves found the basis for their future life

17. What does the underlined phrase “compound interest” mean?

   A. The interest based on the original money and unpaid interest.

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   C. The interest intended for children to earn money.

   D. A saving account opened for children’s allowance.

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   B. Spend Your Allowance within a Budget

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科目:高中英语 来源: 题型:阅读理解

Many children first learn the value of money by receiving an allowance (pocket money). The purpose is to let children learn from experiences at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration.Some children get a weekly allowance.Others get a monthly allowance.

    In any case, parents should make clear what,if anything, the child is expected to pay for with the money.At first, young children may spend all of their allowance soon after they receive it. If they do this,they will learn the hard way that spending must be done within a budget.Parents are usually advised not to offer more money until the next allowance.

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    Paying children to do extra work around the house,however,can be useful.It can even provide an understanding of how a business works.

    Allowances give children a chance to experience the three things they can do with money.They can share it in the form of gifts or giving to a good cause. They can spend it by buying things they want.Or they can save it.

    Saving helps children understand that costly goals require sacrifice.You have to cut costs and plan for the future.Requiring children to save part of their allowances can also open the door to future saving and investing.Many banks offer services to help children and teenagers learn about personal finance.

A saving account is an excellent way to learn about the power of compound interest

    Compounding works by paying interest on interest.So,for example,one dollar invested at two per-cent interest for two years will earn two cents in the first year.The second years,the money will earn two percent of one dollar and two cents,and so on.That may not seem like a lot.But over time it adds up.

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What is the best title for the passage?

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