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Dear Ms. K. Miller,

    I’m pleased to enclose your new Visa debit card.

What you need to do next:

l         Please sign your new Visa debit card and start to use it straight away.

l         If you’re new to Lloyds TSB or haven’t had a Visa debit card on your account before, we’ll send you your Personal Identification Number (PIN) in the next few days. If you already have a Visa debit card, your four digit PIN stays the same unless you have asked us for a new one.

l         You can withdraw up to £300 at any of your Cashpoint machines or other ATMs.

l         Please destroy your old Visa debit card immediately making sure you cut through the chip and the 16 digit number that runs across the front of the card.

l         Register your Visa debit card for the free service Lloyds TSB ClickSafe at www.lloydstsb.com/clicksafe_debit and benefit from extra protection against fraud when shopping online. If this card replaces the one you’ve already registered for ClickSafe, you don’t need to register your new card as your account will update automatically.

Your new Visa debit card is:

l         Welcome at home and abroad wherever you see the Visa sign (some fees will apply abroad).

l         Flexible enough to be used for everyday shopping and larger items.

l         Safer and more convenient than carrying cash and protected against fraud loss.

  If you’d like some more information, you can visit our website www.lloydstsb.com or call us on 0845 3000 000. Or you might like to drop into one of our branches. We’ll be happy to help.

Yours sincerely,

Philip Robinson

  Head of Debit Cards

41. You probably cannot get more information about the new Visa debit card by __________.

   A. going online         B. writing a letter           C. making a phone call   D. visiting a branch

42. The new Visa debit card has the following advantages EXCEPT that __________.

   A. it is flexible enough for shopping for many kinds of goods

   B. it is safer and more convenient than carrying cash

   C. it can be used to withdraw any amount of money

   D. it is usable both at home and abroad

43. The letter is written mainly to __________.

   A. persuade the receiver to register for a new Visa debit card

   B. remind the receiver to pay off the money they borrowed

   C. list the advantages of the new Visa debit card

   D. give directions on the use of the new Visa debit card

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