Because of the financial crisis in the US and UK, college students are beginning to struggle to find ways to pay their tuition fees and accommodations. 
Recently, two major US student loan lenders—Citibank and JPMorgan Chase—announced they were leaving the student loan industry altogether. Because banks currently have a lack of credit(存款额), they are reluctant to offer students lowinterest loans(贷款) that need a severalyear wait for any return of interest.
In the US, many undergraduates top up their financial needs with a private loan, although the majority can get governmentfunded loans. In the 20052006 academic year, $17 billion in private student loans was used to finance higher education. The shortfall in private funding has yet to be covered and will hit many US students hard.
Across the Atlantic, UK students have been less troubled by the crisis. Most undergraduates in the UK cover their university expenses with governmentfunded loans and grants(助学金). Their biggest concern is a sudden steep increase in student rent.
Most young professionals now rent houses, since 80 percent of UK mortgage schemes(住房抵押贷款计划) have disappeared—a direct result of the credit crisis. This has boosted the house rent market.
In large cities, UK students are paying almost 6.5 percent more in rent than the previous year. Figures from the UK organization Accommodation for Student show students in big cities such as London paying an average weekly rent of $103.
Yet, despite students' suffering, the number of this year’s university applications is expected to grow. During economic slumps, people regard further education as a way to survive tough job markets.
【小题1】According to the passage, banks are unwilling to offer students loans because ________.
| A．the students are poor and sometimes they can’t pay off the debt |
| B．banks prefer lending the money to the young professionals |
| C．banks don’t have enough money left at the present time |
| D．they think college students are not studying hard |
| A．put up | B．make up | C．fill up | D．pick up |
| A．UK college students have to pay more if they want to rent houses. |
| B．More UK students want to further their study in college. |
| C．It is not so easy for US students to loan money now. |
| D．College students' tuition fees have risen greatly. |
| A．there are no private student loan lenders in the UK |
| B．loans for US college students will be increased next year |
| C．private funding falls a little because of higherinterest loans in the US |
| D．private loans play a very important role in financing US students’ education |
| A．college students in the US and UK are faced with their financial crisis |
| B．it is the duty of the governments to solve college students' financial crisis |
| C．private student loan is a good way for college students to overcome the difficulties |
| D．further education is a good way for college students to survive tough job markets |
【小题1】C
【小题2】C
【小题3】D
【小题4】D
【小题5】A
解析试题分析：文章主要讲述了英国和美国的大学生们正面临着经济危机的影响。
【小题1】事 实 细 节 题 。 文 中 第 二 段 提 到 “ ...banks currently have a lack of credit,”说明银行的存款额不足，故C项 正确。 C
【小题2】词义推测题。文中第三段提到学生们除了得到国 家的助学贷款外，也可以通过私人贷款来满足经济需求，可猜测top up的意思为“给….添满，盛满”，故fill up正确。 选C
【小题3】事实细节题。结合文章内容可知A、B、C三项 都是正确的。D项的内容：大学的学费有很大的提高，文章中没有提及，故选D。
【小题4】推理判断题。文中第三段提到很多学生通过私人贷款来满足自己的经济需求，并且在2005到2006年间有170亿美元用于学生的私人贷款，说明D项是正确的。
【小题5】主旨大意题。通读文章可知文章主要讲述了英美限 时 训 练 的大学生面临的经济危机。选A
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龙人图书快乐假期暑假作业郑州大学出版社系列答案科目：高中英语 来源： 题型：阅读理解
It is reported that conservation groups in North America have been arguing about the benefits and dangers of wolves. Some groups believe wolves should be killed. Other people believe wolves must be protected so that they will not disappear from the wilderness (荒野)
For Killing Wolves
In Alaska，the wolf almost disappeared a few years ago，because hunters were killing hundreds of them for sport. However．1aws were established to protect the wolves from sportsmen and people who catch the animals for their fur．So the wolf population has greatly increased. Now there are so many wolves that they are destroying their own food supply．
A wolf naturally eats animals in the deer family. People in the wilderness also hunt deer for food．Many of the animals have been destroyed by the very cold winters recently and by changes in the wilderness plant life．When the deer can’t find enough food，they die．
If the wolves continue to kill large numbers of deer，their prey(猎物)will disappear some day．And the wolves will．too．So we must change the cycle of life in the wilderness to balance the ecology．If we killed more wolves，we would save them and their prey from dying out．We’d also save some farm animals．
In another northern state，wolves attack cows and chickens for food．Farmers want the government to send biologists to study the problem．They believe it necessary to kill wolves in some areas and to protect them in places where there is a small wolf population．
Against Killing Wolves
If you had lived long ago，you would have heard many different stories about the dangerous wolf．According to most stories，hungry wolves often kill people for food．Even today，the stories of the “big bad wolf'＂will not disappear．
But the fact is wolves are afraid of people．and they seldom travel in areas where there is a human smell．When wolves eat other animals，they usually kill the very young．or the sick and injured .The strongest survive .No kind of animal would have survived through the centuries if the weak members had lived．And has always been a law of nature.
Although some people say it is good sense to kill wolves，we say it is nonsense! Researchers have found wolves and their prey living in balance．The wolves keep the deer population from becoming too large, and that keeps a balance in the wilderness plant life．
The real problem is that the areas where wolves can live are being used by people．Even if wilderness land is not used directly for human needs．the wolves can’t always find enough food .So they travel to the nearest source, which is often a farm．Then there is danger．The “big bad wolf” has arrived! And everyone knows what happens next．
【小题1】 According to the passage，some people in North America favor killing wolves for all the following reasons EXCET that ．
| A．there are too many wolves |
| B．they kill large numbers deer |
| C．they attack cows and chickens for food |
| D．they destroy the wilderness plant life |
| A．wolves help to keep the ecological balance in the wideness |
| B．there is too small a wolf population in the wilderness |
| C．there are too many deer in the wilderness |
| D．wolves are afraid of people and never attack people |
| A．they never eat strong and healthy ones |
| B．they always go against the law of nature |
| C．they might help this kind of animals survive in nature |
| D．they disturb the ecological balance in the wilderness |
| A．farm animals will be in danger and have to be shipped away |
| B．wolves will kill people and people will in turn kill them |
| C．wolves will find enough food sources on farms |
| D．people will leave the areas where wolves can live |
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科目：高中英语 来源： 题型：阅读理解
Three engineers and three accountants (会计) are traveling by train to a conference.At the station，the three accountants each buy tickets and watch as the three engineers buy only a single ticket.
“How are three people going to travel on only one ticket？” asks an accountant.“Watch and you’ll see，” answers an engineer.They all board the train.The accountants take their respective seats but all three engineers cram into a restroom and close the door behind them.
Shortly after the train has departed，the conductor comes around collecting tickets.He knocks on the restroom door and says，“Ticket，please.” The door opens just a crack and a single arm emerges with a ticket in hand.The conductor takes it and moves on.
The accountants see this and agree it is quite a clever idea.So after the conference，the accountants decide to copy the engineers on the return trip and save some money.When they get to the station they buy a single ticket for the return trip.
To their astonishment，the engineers don’t buy a ticket at all.“How are you going to travel without a ticket？”asks one puzzled accountant.“Watch and you’ll see，” answers an engineer.When they board the train the three accountants cram into a restroom and the three engineers cram into another one nearby.The train departs.
Shortly afterward，one of the engineers leaves his restroom and walks over to the restroom where the accountants are hiding.He knocks on the door and says，“Ticket，please.”
【小题1】The three engineers buy only a single ticket because________.
| A．only one of them need buy a ticket |
| B．the three accountants buy tickets for them |
| C．they just want to save money |
| D．they are too poor to buy more tickets |
| A．started out | B．separated |
| C．stopped | D．arrived |
| A．the accountants are not as clever as the engineers |
| B．the accountants are cleverer than the engineers |
| C．the engineers are not as clever as the accountants |
| D．the engineers are as clever as the accountants |
| A．Only one engineer is in the restroom when the conductor collects the ticket. |
| B．At first the three accountants know why the three engineers buy one ticket. |
| C．On the return trip the three accountants buy three tickets again. |
| D．On the return trip the three engineers don’t buy any ticket. |
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科目：高中英语 来源： 题型：阅读理解
It is natural that young people are often uncomfortable when they are with their parents. They say that their parents don’t understand them. They often think that their parents are out of touch with modern ways, that they are too serious and too strict with their children, and that they seldom give their children a free hand.
It is true that parents often find it difficult to win their children’s trust and they tend to forget how they themselves felt when young.
For example, young people like to act on the spot without much thinking. It is one of their ways to show that they have grown up and they can face any difficult situation. Old people worry more easily. Most of them plan things in advance, at least in the back of their minds, and do not like their plans to be upset by something unexpected.
When you want your parents to let you do something, you will have better success if you ask before you really start doing it.
Young people often make their parents angry with their choices in clothes, in entertainment and in music. But they do not mean to cause any trouble: it is just that they feel cut off from the older people’s world, into which they have not yet been accepted. That’s why young people want to make a new culture of their own, and if their parents don’t like music or entertainment or clothes or their way of speech, this will make the young people extremely happy.
Sometimes you are so proud of yourself that you do not want your parents to say “yes” to what you do. All you want is to be left alone and do what you like. It is natural enough , after being a child for so many years, when you were completely under your parents’ control.
If you prefer to control your life, you’d better win your parents over and try to get them to understand you. If your parents see that you have a high sense of responsibility, they will certainly give you the right to do what you want to do.
【小题1】_______ are to blame for the quarrels between parents and their children, according to this article.
| A．Parents | B．Young people |
| C．Neither parents nor their children | D．Both Parents and their children |
| A．ask for advice before they really start to do anything |
| B．do things without thinking carefully ahead. |
| C．be very strict with themselves |
| D．think in the same way as their parents do |
| A．do everything according to his own wish. |
| B．do everything the way his parents do. |
| C．do everything beyond hid parents’ control. |
| D．hold himself responsible for everything he does. |
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科目：高中英语 来源： 题型：阅读理解
After students come home from a tiring day at school, they tend to worry a lot about their homework.
Whether students are working on English or chemistry homework, they are simply working on the assignment in order to get it done, attempting to memorize the concepts for the time being and do not absorb any of the information afterward. Students are wasting their time on insignificant assignments rather than effectively using that time to achieve other accomplishments. According to www.dailymail.com, many parents are concerned that homework is being assigned rather than being used to integrate (整合) what teachers are covering in the classroom. In their eyes, if less homework is assigned, students would have much less stress and could focus more on their passions and hobbies.
Homework gets in the way of participating in community service events as well as opportunities for getting a job or being a part of an extra-curricular activity. These responsibilities are important for teenagers to take on because they prepare the teenagers for the "real world." Without the proper exposure to work that is not school related, students will find themselves lost after they graduate. If homework were no longer given, students would have a lot more time to mature in other fields rather than being educated only on academics.
In spite of the fact that teachers want students to do better on tests and absorb the material that they are teaching, homework is not accomplishing its purpose. Because school is becoming increasingly more competitive and challenging, homework is becoming a setback rather than extra practice. Its removal would benefit the well being of teenagers as well as encourage them to get out in the "real world" and discover themselves instead of staring at a pile of assignments.
【小题1】Students are wasting their time on insignificant homework because
| A．they are working on it carelessly and hurriedly |
| B．they attempt to get only part of the information memorized |
| C．they spend too much time doing it without understanding |
| D．they fail to take in the information after finishing it |
| A．help students integrate the homework |
| B．simplify what they teach in the classroom |
| C．reduce homework to develop students' own interests |
| D．assign more effective homework for students |
| A．leave students lack of job opportunities |
| B．make students lose the sense of responsibilities |
| C．weaken students' social adaptation ability |
| D．cause students to feel lost after graduation |
| A．made simpler and easier |
| B．completely cancelled |
| C．connected with social activities |
| D．switched over to subject competitions |
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科目：高中英语 来源： 题型：阅读理解
It's time to remind myself what I love about life here in California,USA, to remember what I desperately miss when I go home.
Real radio
In the USA there are so many radio stations that those iPod tuner things don’t work at all. There is, simply, no dead air. It took me a while to discover the USA's many public radio stations, which don't broadcast any advertisements. KCRW is my favorites station, for its blend of indie music and current affairs. But I also listen to KJAZZ and KPCC. But before you feel jealous — it’s all online. My favorites: American life Snap Judgement and Henry Rollins live every Saturday night. Take listen online for free News? Well, there's not a lot of news from South Africa, and when it is, it's bad and full of fear, so I ignore it. But I care about any place I live in, and that includes the USA. And on public radio, the USA is covered in depth, from the perspective of individual stories rather than statistics.
The festivals
I’m jealously watching tweets and Facebook boasts and reviews from SXSW — seems like half the people I used to work with in South Africa are there,meeting Grumpy Cat and watching bands they’ve always wanted to see live. It’s great to know that these 1000s of festivals are so close, and that one day,if film school schedule ever allows me to leave campus for more than a few days, I can go to one or two of them. I have already exchanged my much loved Ford Mustang for a bigger, less sexy car — a car spacious enough to sleep in — so that next year I can be there, not just dream of it.
The famous people
When I go back to SA, I'm often asked if I’ve spotted any famous people. It's awkward for me. I feel the the same way about it as I feel when an American asks me if there are lions in the streets. Except yes, I have. No,not lions. I have met some famous people. I chatted to RJ Mitte from Breaking Bad outside a dub in West Hollywood. Many of my professors are famous directors. The problem is, once you meet these famous people, they're just people, FFS. This feels disappointing at first, like you're missing a Jesus moment of some sort. But if you think about it, it's inspiring. What it means, is that I, litlle me (right now, also "just a person") could be a famous just-a-person person one day, and get to make all the films I just dream of now.
【小题1】The underlined sentence "There is,simply, no dead air." probably means____.
| A．there is no useless radio programmes in the USA |
| B．there is no useful radio programmes in the USA |
| C．there is no polluted air in the USA |
| D．there is no advertisements from the radio programmes in the USA |
| A．I often leave campus for more than few days |
| B．I often attend some of them in person |
| C．I bought a bigger Ford? Mustang |
| D．I can share many reviews and performances online with my friends in South Africa |
| A．are just Like lions | B．are well-known but ordinary |
| C．are disappointing | D．are inspiring |
| A．a director in America | B．a professor in South Africa |
| C．a student in America | D．an actor in South Africa |
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科目：高中英语 来源： 题型：阅读理解
Over the past century, all kinds of unfairness and discrimination have been made illegal. But one popular form continues to exist, that is alphabetism (字母排序法). This, for those as yet unaware of such a disadvantage, refers to discrimination against those whose surnames(姓氏)begin with a letter in the lower half of the alphabet.
It has long been known that the cars of a taxi firm called AAAA have a big advantage over Zodiac cars when customers look through their phone directories. Less well known is the advantage that Adam Abbot has in life over Zoe Zysman. English names are fairly spread between the halves of the alphabet. Yet a quite large number of top people have surnames beginning with letters between A and K.
Thus the American presidents and vice-presidents have surnames starting with B and C separately and 26 of those before George Bush took office (including his father ) had surnames in the first half of the alphabet against just 16 in the second half. Even more striking, six of the seven heads of government of the G7 rich countries are alphabetically advantaged (Berlusconi, Blair, Bush, Chirac, Chretien and Koizumi). The world's three top central bankers ( Greenspan, Duisenberg and Hayami)are all close to the top of the alphabet, even if one of them really uses Japanese characters. The same case are the world's five richest men ( Gates, Buffet and so on) .
Can this merely happen by chance? At the start of the first year in primary school, teachers seat pupils, alphabetically from the front, to make it easier to remember their names. So shortsighted and small-sized Zysman junior gets stuck in the back row, and is seldom asked the improving questions by those teachers. At that time the alphabetically disadvantaged may think they have had a lucky escape. Yet the result may be worse qualifications, because they get less attention, as well as less confidence in speaking publicly.
The unfairness continues. At university graduation parties, the ABCs proudly get their awards first. However, by the time they reach the Zysmans most people are a little tired. Lists of job interviews and conference speakers and attendees all tend to be drawn up alphabetically, and their readers lose interest as they plough through them.
【小题1】What does the author intend to show with AAAA cars and Zodiac cars?
| A．An example of competition of two kinds of cars. |
| B．Some advantages of AAAA cars in the taxi firm. |
| C．An example of unfairness caused by alphabetism. |
| D．Some disadvantages of Zodiac cars in the taxi firm. |
| A．The alphabet is to blame for the failure of Zoe Zysman. |
| B．In both East and West, names are important to success. |
| C．Customers often pay a lot of attention to companies' names. |
| D．The discrimination in alphabetism can be found in many areas. |
| A．alphabetically disadvantaged often escape from class |
| B．teachers should pay equal attention to all their students |
| C．questions are often put to the more intelligent students |
| D．students should be seated according to their eyesight |
| A．VIPs in the western world gain a great deal from alphabetism. |
| B．People with surnames beginning with N to Z are often misunderstood. |
| C．Putting things alphabetically may lead to unintentional unfairness. |
| D．The movement to get rid of alphabetism still has a long way to go. |
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科目：高中英语 来源： 题型：阅读理解
President Barack Obama has complained about the loss of privacy that comes with being leader of the United States, regretting the loss of simple pleasures such as a long walk or a trip to the car wash or supermarket.
“I just miss---I miss being anonymous,” he said. “I miss Saturday morning, rolling out of bed, not shaving, getting into my car with my girls, driving to the supermarket, squeezing the fruit, getting my car washed, taking walk. I can't take a walk”.
His dream, he said, was to “go through Central Park and watch for passing by…spend the day watching people --- I miss that”.
Faced with angry criticism for playing more golf than most previous occupants of the White House, he explained that the sport was simply the best way of getting away from it all. “It's the only excuse I have to get outside for four hours.” he told Hearst magazines.
Though he said he enjoyed his life in the White House, he felt disappointed with some of the ways of Washington, which he has failed in his permission to change, such as the "kabuki dance" among political parties before serious policy discussions begin. His comments may be seen as vindication（证实）by critics who have accused him of appearing too detached（漠然）, and being slow to engage in vital issues such as Libya and the near shutdown of the US government last week.
Since arriving at the White House in January 2009, Mr. Obama has already racked up 60 rounds of golf in office, more than George W Bush did in his eight years. In terms of ability, Golf Digest magazine has ranked Mr. Obama eighth out of the 18 presidents who played the game since it became established in the early 20th century.
【小题1】What do the second paragraph and the third paragraph mainly tell us?
| A．Obama likes living a busy life. |
| B．Obama used to spend most of his time with his family. |
| C．Obama wishes to enjoy simple pleasures. |
| D．He used to wash his car himself. |
| A．release his pressure | B．keep fit |
| C．balance his work | D．show his ability |
| A．curious about | B．interested in |
| C．content with | D．tired of |
| A．The president lost lots of privacy, but he loves the life in the White House. |
| B．There are always unnecessary procedures among political parties. |
| C．The president seems to be indifferent (漠不关心的) towards some really important issues. |
| D．The president is really a great golf player. |
| A．Obama's favorite pastime. |
| B．Obama’s complaints about lack of privacy as president. |
| C．The public's criticism of Obama. |
| D．Obama's regrets for being the US president. |
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科目：高中英语 来源： 题型：阅读理解
It all began with a stop at a red light.
Kevin Salwen was driving his 14-year-old daughter, Hannah, back from a sleepover in 2006 . While waiting at a traffic light, they saw a black Mercedes Coupe on one side and a homeless man begging for food on the other.
“Dad, if that man had a less nice car, that man there could have a meal.”Hannah protested. The light changed and they drove on, but Hannah was too young to be reasonable. She pestered （纠缠）her parents about inequity, insisting that she wanted to do something.
“What do you want to do?” her mom responded. “Sell our house?”
Warning! Never suggest a grand gesture to an idealistic teenager. Hannah seized upon the idea of selling the luxurious family home and donating half the proceeds to charity, while using the other half to buy a more modest replacement home.
Eventually, that’s what the family did. The project —crazy, impetuous （鲁莽的） and utterly inspiring — is written down in detail in a book by father and daughter scheduled to be published next month: “The Power of Half.” It’s a book that, frankly, I’d be nervous about leaving around where my own teenage kids might find it. An impressionable child reads this, and the next thing you know your whole family is out on the street.
At a time of enormous needs in Haiti and elsewhere, when so many Americans are trying to help Haitians by sending everything from text messages to shoes, the Salwens offer an example of a family that came together to make a difference — for themselves as much as the people they were trying to help. In a column a week ago, it described neurological evidence from brain scans that unselfishness lights up parts of the brain normally associated with more primary satisfaction. The Salwens’ experience confirms the selfish pleasures of selflessness.
Mr. Salwen and his wife, Joan, had always assumed that their kids would be better off in a bigger house. But after they downsized, there was much less space to retreat to, so the family members spent more time around each other. A smaller house unexpectedly turned out to be a more family-friendly house.
【小题1】The best title for the passage should be “______”.
| A．The Less, the Better |
| B．An Expected Satisfaction |
| C．Something We Can Live Without |
| D．Somewhat Crazy but Inspiring |
| A．Unfairness. | B．Satisfaction. |
| C．Personal attitude. | D．Reasonable statement. |
| A．Never give a quick answer to an idealistic teenager. |
| B．Unless a child is realistic, never give an answer immediately. |
| C．Give an answer if the child is reasonable. |
| D．Don’t respond to a child's demands firmly without consideration. |
| A．The Salwens regretted selling their house. |
| B．The relationship between the family members of the Salwens is much closer. |
| C．Small houses can bring happiness. |
| D．The Salwens intend to buy another big house. |
| A．Mercedes Coupe is only an ordinary car which is quite cheap. |
| B．Unselfishness has nothing to do with people’s primary satisfaction. |
| C．Hannah asked her parents to do something charitable and they sold their house. |
| D．The writer’s children asked him to sell their house. |
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