China Merchants Bank Co Ltd has teamed up with ride-hailing major Didi Kuaidi to provide automobile financing and expand its reach in China’s booming mobile payment industry.
The two have inked a comprehensive partnership, which includes a strategic investment by the former in the latter. Under the partnership, CMB will become the first bricks-and-mortar bank that can offer in-app credit card payments to Didi users. At present, users of Didi can only choose third-party payment solutions like WeChat Payment and Alipay to pay cab fares.
Zhao Ju, vice-president of CMB, said the cooperation with Didi was an important step in its mobile Internet finance strategy. “CMB’s mobile payment is going to enter a new chapter by leveraging Didi Kuaidi’s vast user base,” he said.
According to a report by China Internet Network Information Center earlier this month, Didi holds 87.2 percent of China’s private car hailing market. The company said it has received 1.43 billion car-hailing requests on its platforms in 2015, which means 1.43 billion payments were made via smartphones.
CMB is expected to use Didi to reach the core users of China’s mobile payment market. Jean Liu, president of Didi, said many of the expats prefer payment by credit card rather than Alipay or WeChat. “The new partnership will help improve service quality and customer loyalty,” she said. The investment makes CMB part of Didi’s existing investors, including Tencent Holdings Ltd, Alibaba Group Holding Ltd and China Investment Corporation. Both of the companies declined to reveal the actual amount of the investment.
Liu, who showed up on Tuesday for the first time in public after her treatment for breast cancer, said the cooperation with CMB is for the long run and “the capital investment is only part of it”.
Under the partnership, CMB and Didi will cooperate on a wide range of initiatives on financial services and online-to-offline cooperation. Apart from the in-app credit card payments, the two companies are going to launch joint credit cards in late February and automobile financing services for Didi’s car owners. CMB’s branches across China are expected to help Didi recruit more drivers.
“There is a lot of room for imagination in our partnership,” Li said, adding in future people may use their CMB credit card reward points to pay for the ride on Didi.
Li Chao, an analyst with iResearch Consulting Group, said the partnership may not significantly boost CMB’s mobile payment business. “Didi has educated the market for three years and its customers have formed the habit of paying by WeChat or Alipay. So I think CMB can only turn a very smart proportion of Didi users into its payment customer,” he said. “But the move shows that China’s traditional banking industry is finally thinking out of the box and looking for outside partners in Internet finance competition,” he said.
Statistics from Big-Data Research showed that more than 90 percent of China’s 9.3 trillion yuan ($1.41 trillion) worth of third party mobile payment market is donated by Alibaba and Tencent.
1.Which of the following is not the purpose of CMB’s cooperation with Didi?
A. CMB is expected to use Didi to reach the core users of China’s mobile payment market.
B. Through the cooperation with Didi, CMB will help improve service quality and customer loyalty.
C. CMB will launch joint credit cards with Didi to expand its service.
D. CMB will turn a very large proportion of Didi users into its payment customer.
2.What can be inferred from the passage?
A. CMB’s mobile payment is going to enter a new chapter.
B. China’s traditional banking industry is facing fierce Internet finance competition.
C. CMB and Didi will have an online-to-offline cooperation.
D. The majority of Didi users will pay by CMB in-app credit card.
3.What’s Li Chao’ attitude towards the partnership between CMB and Didi?
A. cautious. B. positive.
C. indifferent. D. disapproving.
4.The main idea of this passage is that ________.
A. CMB develops partnership with Didi Kuaidi
B. CMB is looking for outside partners in Internet finance competition
C. Didi Kuaidi is going to enter a new chapter
D. Alibaba and Tencent dominate the mobile payment market
科目：高中英语 来源：安徽省滁州市九校2016-2017学年高一下学期期末联考英语试卷 题型：阅读理解
Did you know that, in 2016, over 18 million people attended classical concerts in Germany? That’s more people than those who went to main league football matches! Earlier this year, Germany continued its celebration of classical music with the opening of a new concert hall in the heart of Hamburg. Germans are incredibly proud of it and it’s the first thing I show to my friends when they come to visit.
Known as the ‘Elphi’ by the locals, the Elbphilharmonie is a beautiful tower of glittering glass sitting atop an old warehouse by the banks of the river Elbe. The plaza(露天广场)is open to the public an from the middle of the city’s tallest building, you can gaze across the harbour, miles of rooftops and passing ships below.
The main concert hall seats over 2000 people and is one of the most advanced music venues in the world. Two smaller concert halls are used for jazz, world and contemporary music. In addition, if you’re unbelievably rich, you can buy one of the 45 luxurious apartments lying within the building.
Construction began in 2007 with a budget of ?241 million and a two-year period. Fast forward ten years, the building eventually opened with a final price tag of over 800 million!
I consider myself very lucky that the Elbphilharmonie opened during my time living in Hamburg, but unfortunately I haven’t yet been able to attend a concert. Everything is sold out for six months! For now, I’m content to visit the plaza to enjoy the impressive view over the docks and see the innovative architecture up close. Hopefully one day soon, I’ll be lucky enough to grab a last-minute concert ticket!
1.What does “it” in Paragraph 1 refer to?
A. Germany B. Hamburg
C. A new concert hall D. Its celebration of classical music
2.What is Elbe?
A. A hall B. A river
C. A tower D. A warehouse
3.What can we learn from the last two paragraphs?
A. The new concert hall can hold 3000 people at least
B. The construction of the new concert hall is perfect
C. It took a longer time and more money to build the concert hall
D. The majority of audience are likely to pay for the luxurious apartments
4.What happed after the Elbphilharmonie opened?
A. I was invited to visit it
B. Few concerts have been held
C. The performance was well received
D. People find it easy to get concert tickets
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科目：高中英语 来源：浙江省嘉兴市2016-2017学年高二下学期期末考试英语试卷 题型：短文填空
A poor farmer had a friend,who was famous for the wonderful apple he grew.One day,his friend gave the farmer a young apple tree and told him1.(take) it home and plant it.
The farmer was pleased with the gift,but when he got home he did not know where to plant it.He was afraid that 2.he planted the tree in one of his fields,his neighbors would come at night and pick some of the apples.Finally he planted the tree in his wood3.no one could see it.But4.sunlight and good soil,the tree soon died.
Later the friend asked the farmer why he had planted the tree in5.a poor place."What's the difference?"the farmer said6.(angry)."If I had planted the tree near the road,strangers7.(steal) the fruit."
"Yes,"said the friend,"8.at least someone could have enjoyed the fruit.Now you not only have robbed everyone9.the fruit,but also you10.(destroy)a good apple tree!"
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科目：高中英语 来源：陕西省2016-2017学年高一下学期期中考试英语试卷 题型：短文填空
Festivals and celebrations 1. (hold) to honour famous people and events. In China, there are many festivals, among 2. the most important one is the Spring Festival.
The Spring Festival in China is 3. (traditional) celebrated on January 1st in Lunar New Year.
4. New Year’s Eve, the whole family gather together 5. (eat) a family reunion dinner and watch TV,6. (enjoy) wonderful 7. (perform). Children love dressing 8. in fine new clothes and sometimes have lucky money in red paper. At times, people set off fireworks and they can watch dragon dances.
They also spend much time 9. (visit) their relatives and friends. When people meet, they say to each other “Happy New Year.”You can see 10. happy they are!
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科目：高中英语 来源：福建省2017届高三高考考前模拟考试英语试卷 题型：书面表达
假设你是李华，你从朋友Mike处借的一本书不慎遗失。现在，请用英文给他写道歉信，请求原谅。
注意：1.词数：100左右；
2.信的开头与结束语已为你写好，但不计入总词数。
Dear Mike,
____________________________________________________________________________________________
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____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
____________________________________________________________________________________________
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Yours,
Li Hua
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科目：高中英语 来源：江苏省盐城市2016-2017学年高二下学期期末考试英语试卷 题型：任务型阅读
Nowhere is the place you never want to go. It’s not on any departure board, and though some people like to travel so far off the motherland that it looks like Nowhere, most wanderers ultimately long to get somewhere. Yet every now and then—if there’s nowhere else you can be and all other options have gone—going nowhere can prove the best adventure around.
Nowhere is entirely uncharted; you’ve never read a guidebook entry on it or followed others’ suggestions on a train ride through its suburbs. Few YouTube videos exist of it. Moreover, it’s free from the most dangerous kind of luggage, expectation. Knowing nothing of a place in advance opens us up to a high energy we seldom encounter while walking around Paris or Kyoto with a list of the 10 things we want—or, in embarrassing truth, feel we need—to see.
I’ll never forget a bright January morning when I landed in San Francisco from Santa Barbara, just in time to see my connecting flight to Osaka take off. I hurried to the nearest airline counter to ask for help, and was told that I would have to wait 24 hours, at my own expense, for the next day’s flight. An unanticipated delay is exactly what nobody wants on his schedule. The airline didn’t answer for fog-related delays, a gate agent declared, and no alternative flights were available.
Millbrae, California, the drive-through town that encircles San Francisco’s airport, was a mystery to me. With one of the world’s most beautiful cities only 40 minutes to the north, and the unofficial center of the world, Silicon Valley, 27 miles to the south, Millbrae is known mostly as a place to fly away from, at high speed.
It was a cloudless, warm afternoon as a shuttle bus deposited me in Millbrae. Locals were taking their dogs for walks along the bay while couples wandered hand in hand beside an expanse of blue that, in San Francisco, would have been crowded with people and official “attractions.” I checked in to my hotel and registered.
Suddenly I was enjoying a luxury I never allow myself, even on vacation: a whole day free. And as I made my way back to my hotel, lights began to come on in the hills of Millbrae, and I realized I had never seen a sight half so lovely in glamorous, industrial Osaka. Its neighbor Kyoto is attractive, but it attracts 50 million visitors a year.
Who knows if I’ll ever visit Millbrae again? But I’m confident that Nowhere will slip into my schedule many times more. No place, after all, is uninteresting to the interested eye. Nowhere is so far off the map that its smallest beauties are a discovery.
The Unexpected Joys of a Trip to Nowhere | |
Passage outline | Supporting details |
Introduction to Nowhere | ●Although many choose to travel beyond the 1., they actually hope to get somewhere. ●Getting nowhere can be the best adventure when we are2. out of options. |
3. of Nowhere | ●You don’t have to be 4. on a guidebook entry or others’ advice. ●With limited information of a place and little expectation, we will encounter a 5. high energy that doesn’t exist when visiting Paris or Kyoto. |
The author’s experience of getting nowhere | ●The airline wasn’t 6. for unexpected delays and there were no alternative flights available. ●He decided to visit the mysterious Millbrae,7. between San Francisco and Silicon Valley. ●He 8. to enjoy such a luxurious and free time in big cities before. |
Conclusion | ●Though 9. about whether to visit Millbrae again, Nowhere will be included in his schedule. ●Nowhere is entirely uncharted with its beauties to be 10.. |
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科目：高中英语 来源：江苏省盐城市2016-2017学年高二下学期期末考试英语试卷 题型：单项填空
—Would you please show me the way to the city library?
—Stick to the road until you reach the second crossroads. ________.
A. Take it easy B. You can’t miss it
C. Don’t get me wrong D. You bet
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科目：高中英语 来源：江苏省盐城市2016-2017学年高二下学期期末考试英语试卷 题型：阅读理解
The American Bystander
On a humid subway ride into work a few days ago, a woman on the other end of my car had a seizure (病情突然发作). All of a sudden, I heard her let out a painful sigh as she collapsed. For several minutes, the train continued down the track, and everyone in the car just stared at the woman. Finally, at the next stop a man informed the operator of what had happened and called 911. Luckily the woman came to herself as the EMTs carried her off the train. Ever since, I’ve been puzzled by the same question — why didn’t anyone do anything? And more importantly, why didn’t I do anything?
We’ve learned about the commonly referenced bystander effect—a psychological phenomenon in which individuals will avoid offering help to a person in need when other people are present. The bystander effect is attributed to two different psychological processes: social influence—individuals in a group will monitor and imitate other group members’ behavior—and shift of responsibility—individuals will cease to help because they believe that someone else will.
Even though most people probably haven’t witnessed a woman having a seizure on the subway, I’m sure if asked, anyone could think of a time when they could have helped and simply didn’t. In fact, I know that we have all experienced the bystander effect, because I believe it is one of American society’s most common headaches.
Anyone who follows the news can tell you that most of what we hear or read about these days is another death or another hate crime committed right in our own country. Consider the most recent theatre shooting in Nashville. The headlines read Another Theatre Shooting, Gunman is dead. When we read that headline or heard it on the news, most of us just acknowledged how sad it was, then told ourselves that there is nothing we can do to help and assumed that someone else would.
If America is just one large group of witnesses, all while telling ourselves that someone else most certainly will step in, how can we hope to shake the hold of this social psychological spell? The solution lies solely within us, to know the difference between doing what is justifiable and doing what is right, helping those in need when we have the means and opportunity to do so.
I want to be like the man on the subway who told the operator about the woman’s seizure, because as soon as he did, people followed suit and offered help. We have the power to choose whether to justify passivity or actively decide to do the right thing, and as a society I believe we ought to break free from our psychological tendency to just stand by.
1.What was the most passengers’ attitude towards the woman’s seizure?
A. Indifferent. B. Skeptical.
C. Enthusiastic. D. Concerned.
2.The psychological explanation for the fact that most people hesitate to help is that ________.
A. they need heroes or good examples to learn from
B. they believe such cases are none of their business
C. they fear that their behavior will be imitated by others
D. they count on other group members to give a helping hand
3.What can we learn from the theatre shooting in Nashville?
A. The mass media are only too concerned about crimes and deaths.
B. The majority of the US citizens are suffering from crimes.
C. People get too accustomed to pay adequate attention to crimes.
D. Media coverage is inconsistent with what the Americans assume.
4.As far as the author is concerned, the key to solving such an effect lies in ________.
A. the necessary means and opportunity to help others
B. the essential power to display psychological tendency
C. the acute awareness of making a right choice
D. the determined effort to help whoever is in need of help
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科目：高中英语 来源：安徽省蚌埠市2016-2017学年高一下学期期末考试英语试卷 题型：完成句子
1.This is the o______________(起源，由来)of the seasons on Earth.
2.The Church has something to say on how to c_________________(结合，联合)freedom with responsibility.
3.I was a quiet and g______________(温和的，文雅的)man who liked sports and enjoyed life.
4.On the way, we s____________(发现，注意到)a man holding a piece of paper that said, “Lost my job, family to feed.”
5.His family then moved to a s_______________(稍微，轻微地)larger house.
6.The Canadians plan to d_________________(递送)more food to southern Somalia.
7.So far, Mr. Cook has not c_____________(评论)on these reports.
8.Someone had furnished the place on a tight b___________________(预算；开支).
9.We know that the taste in art is a s______________(主观的)matter.
10.I think these traditional customs should be p________________(保存；保留).
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