Question

12．Saving money is easy when you don't have anything else to spend it on，but what happens when things come suddenly that demand some of your hard-earned money？These are called expenses．
   Chances are，most of your basic living expenses-food，shelter（住所），clothing，medical care---are covered by your family．But perhaps you and your family have agreed that you'll pay for other certain expenses out of your own money，such as cell phone bills，after-school snacks，jewelry or club fees．
   Expenses that happen regularly，like every week or month，are called"fixed"expenses．The good news is that because you know when these expenses are coming，you can plan for them．But life is full of surprises，and sometimes these surprises turn into expenses，too．You might have an emergency like fixing a flat tire on your bike，or just something unusual like the class trip to the Six Flags．These are called"unexpected"expenses and if you are smart with your money，you'll plan for these as well．
   Here's a secret when it comes to saving money：If you think of it as a regular expense，it'll be easier to put a certain amount aside．Tell yourself that the $20.00 you are trying to save up every month is something you absolutely（绝对地）must do，and there is no getting around it．
   What kinds of fixed expenses do you have？Can you think of any unexpected expenses that have come up for you in the past？Can you think of any you might have now or in the near future？

1．Which of the following expenses is most probably paid out of your own money？A
A．Money spent on sports．
B．Money spent on medicine．
C．Money spent on clothing．
D．Money spent on meals．
2．Which of the following is an"unex pected"expense？C
A．Paying for house rent．B．Buying snacks．
C．Changing a new tire．   D．Paying for cell phone bills．
3．According to the author，what can make saving money easier？B
A．Trying your best to prevent emergencies．
B．Putting some money aside as a regular expense．
C．Cutting most of your expenses．
D．Earning as much as you can after class．
4．The underlined part in the 4th paragraph means__D___．
A．you can't let out this secret          
B．there's no point in arguing about it
C．you have other solutions to it         
D．there is no other choice．

Answer 1

分析 本文属于说明文阅读，作者通过这篇文章主要向我们描述了日常生活中的费用所花费的地方，如生活费用，固定费用，意外费用等．

解答 1．A．推理判断题．根据第二段most of your basic living expenses-food，shelter（住所），clothing，medical care---are covered by your family可知最可能花自己的钱的是体育的费用；故选A．
2．C．细节理解题．根据第三段You might have an emergency like fixing a flat tire on your bike，or just something unusual like the class trip to the Six Flags可知换一个新轮胎是"意想不到"的费用；故选C．
3．B．细节理解题．根据第四段Here's a secret when it comes to saving money：If you think of it as a regular expense，it'll be easier to put a certain amount aside可知留出一些钱作为定期费用能使存钱更容易；故选B．
4．D．句意理解题．根据第四段Tell yourself that the $20.00 you are trying to save up every month is something you absolutely（绝对地）must do，and there is no getting around it告诉自己，你是想节省20美元每月（绝对地）是你绝对必须做的，并没有逃避；可知意为没有其他选择；故选D．

点评 考察学生的细节理解和推理判断能力，做细节理解题时一定要找到文章中的原句，和题干进行比较，再做出正确的选择．在做推理判断题不要以个人的主观想象代替文章的事实，要根据文章事实进行合乎逻辑的推理判断．