The life-long benefits of teaching children how to take care of their money make it well worth the effort. Children who are not taught these lessons pay the consequences for a life time. Some parents don’t teach children about money because they think they shouldn’t talk about money with children, don’t have the time, or think they don’t have enough money. Parents should take the time to teach children about money regardless of their income and should start when children are young.
Most people have strong feelings and opinions about money, based on childhood experiences and the values and beliefs of their families. Most often, these experiences, values, and beliefs are different for each parent. Parents should talk about these feelings and opinions and establish an unchanging approach（方式） to teaching children about money. This is important for the healthy development of children.
Here are some tips that parents can keep in mind as they begin teaching their children to manage money:
★ Guide and advise your children how to spend their money, rather than tell them what they can and cannot do.
★ Encourage and praise children rather than criticize their actions.
★ Allow children to learn by mistakes and by successes.
★ Be consistent（前后一致的） while taking children’s differences into consideration.
★ Include all family members in money management discussions, decision making, and activities that are suitable for their age. As children get older include them in discussions of limits and consequences.
★ Expect all family members to do some everyday chores based on their abilities without being paid.
★ Express your desire to have things you can’t afford. Children need to know that parents say “no” to themselves, too.
【小题1】It is _____ for parents to teach their children about money management in their childhood.

In order to know a foreign language thoroughly(完全地), four things are necessary. First, we must understand the language when we hear it spoken. Secondly, we must be able to speak it ourselves, correctly with confidence(自信) and without hesitation(犹豫). Thirdly, we must be able to write it. We must be able to make sentences that are correct in grammar.
There is no short way to succeed in language learning. A good memory(记忆) is a great help, but it is not enough only to memorize the rules from a grammar book. It is no much use learning by heart long lists(一览表) of words and their meanings, studying the dictionary and so on. We must learn by using the language. If we are pleased with a few rules we have memorized, we are not really learning the language. We must “Learn through use”. Practice is important. We must practise speaking and writing the language whenever(无论何时) we can.
【小题1】The most important things to learn a foreign language are_______.

Pay Attention to the Organization of an Article.
Check Your Understanding.
Lightning Speed Exercise
Set Aside Time Each Day.
Check Your Progress through Pacing
Speed up When Necessary.
【小题1】______
Most of us can find 15 minutes or half an hour each day for some specific regular activity. For example, one famous surgeon always made it a rule to spend at least 15 minutes on general reading before he went to sleep each day. Whether he went to bed at 10 p.m. or 2:30 a.m. made no difference.
【小题2】______
Nearly all ‘speed reading’ courses have a ‘pacing’ element---some timing device which lets the students know how many words a minutes he is reading. You can do this simply by looking at your watch every 5 or 10 minutes and noting down the page number you have reached.
【小题3】______
Obviously there is little point in increasing your reading speed if you do not understand what you are reading. If you find you have lost the thread of the story, or you can’t remember clearly the details of what was said, re-read the section or chapter.
【小题4】______
Take four or five pages of an interesting book you happen to be reading at the time. Read them as fast as you possibly can. Do not bother about whether you understand or not. After a ‘lightning speed’ of reading, you will usually find that your ‘normal’ speed has increased.
【小题5】______
Most paragraphs in an article have a ‘topic sentence’ which expresses the central ideas. The opening paragraph often suggests the general direction and content of the piece, while paragraphs that follow expand or support the first. The closing paragraph often summarizes the very essence(实质) of what has been said.

There is a common belief among parents that schools are no longer interested in spelling. No school I have taught in has ever considered spelling unimportant as a basic skill. There are, however, quite different ideas about how to teach it, or how much priority (优先) it must be given over general language development and writing ability. The problem is, how to en­courage a child to express himself freely in writing without holding him back with spelling.
If spelling becomes the only point of his teacher’s interest, clearly a bright child will be likely to “play safe”. He will write only words within his spelling range (范围). That’s why teachers often encourage the early use of dictionaries and pay attention to content rather than technical ability.
I was once shocked to read on the bottom of a sensitive piece of writing about a personal experience:“This work is terrible! There are far too many spelling mistakes.” It may have been a sharp criticism(批评) of the pupils technical abilities in writing, but it was also a sad thing for the teacher who had omitted (略过) to read the composition, which contained some beautiful expressions of the child’s deep feelings. The teacher was not wrong to draw atten­tion to the mistakes, but if his priority had centered on the child's ideas, an expression of his disappointment with the presentation would have given the pupil more hope to seek improve­ment.
【小题1】The expression “play safe” probably means ____.

请认真阅读下面短文，并根据所读内容在文章后表格中的空格里填入最恰当的单词。请将答案写在答题纸上的相应位置。（每空1词）
The Chinese are very generous(慷慨大方的) when it comes to educating their children. Some parents send their children to the best schools or even abroad to England, the US or Australia, regardless of how much this costs. Many also want their children to take extra-curriculum activities where they either learn a musical instrument or ballet, or other classes that will give them a head start in life. The Chinese believe that the more expensive an education is, the better it is, so parents often spend unreasonable amount of money on education. Even poor couples buy a computer for their son or daughter.
However, what most parents fail to see is that the best education they can give their children is usually very cheap. Parents can see that their children's skills vary; they will usually be skilled in some areas while poor in others. What most parents fail to realize though, is that today's children lack self-respect and self-confidence.
The problem is that parents are only educating their children on how to take multiple-choice tests and how to study effectively. They are not teaching them the most important skills they need to be confident, happy and clever.
Parents can help achieve this by teaching their children practical skills like cooking, sewing and other housework.
Teaching a child to cook will improve many of the skills that he will need later in life. Cooking demands patience and time. It is an enjoyable but difficult experience. A good cook always tries to improve his cooking, so he will learn to work hard and gradually finish his job successfully. The result, a well-cooked dinner, will give a child a lot of satisfaction and confidence.
An old machine such as a broken radio or TV set that you give your child as a toy may make him curious and arouse his interest. If he will spend hours looking at it, and try to mend it; your child might become an engineer when he grows up. Such activities do more than teach a child to read a book; but rather they teach them to think, and to use their minds. This is much more important than learning by reading a book.

1. What will I need to take a Test?
You need a photo ID, your instructor’s name, a pencil or pen, a calculator, etc.
2. How will I know about time limits?
Students will be informed of any testing time limits, and notified when time is up.
3. If I have my books or backpack, does the Test Center have a place to store them while I’m testing?
Yes. Students will be asked to leave all books, backpacks, purses and any other personal items in a lockable storage room.
4. The only time I can take a test is during lunch. Can I eat my lunch while I am testing?
No food or drink are allowed in the Test Center.
5. I conduct business via a pager(寻呼机) or cell phone. Will I be allowed to use them in the Test Center?
No. all pagers and cell phones must be turned off before entering the Test Center. There are other students testing who may be distracted by these devices.
6. If I need to borrow more scratch paper(草稿纸) am I allowed to borrow from another student in the Test Center?
Ask the teacher and more material will be given. Talking is not permitted in the Test Center. You will give all scratch paper to the teacher at the end of the test.
7. If I start a test but don’t finish it, can I come back the next day to finish it?
If you have prior(在先的) arrangements with your instructor you may continue a test the next day. Students are expected to complete their test before closing time of the Test Center. Depending on the test, most tests will not be given within one hour of closing time.
【小题1】What does the underlined word “notified” probably mean?

阅读下列短文，根据所读内容在短文后的表格中填入恰当的单词。注意：表格的每个空格只填一个单词。
Educating girls quite possibly yields a higher rate of return than any other investment （投资）available in the developing world. Women's education may be unusual territory for economists（经济学家）, but enhancing women's contribution to development is actually as much an economic as a social issue. And economics（经济因素）, with its emphasis on incentives, provides guideposts that point to an explanation for why so many girls are deprived（剥夺）of an education.
　　Parents in low-income countries fail to invest（投资）in their daughters because they do not expect them to make an economic contribution to the family: girls grow up only to marry into somebody else's family and bear children. Girls are thus seen as less valuable than boys and art kept at home to do housework while their brothers are sent to school - the prophecy （预言) becomes self- fulfilling, trapping women in a vicious circle (恶性循环) of neglect.
　　An educated mother, on the other hand, has greater earning abilities outside the home and faces an entirely different set of choices. She is likely to have fewer but healthier children and can insist on the development of all her children, ensuring that her daughters are given a fair chance. The education of her daughters then makes it much more likely that the next generation of girls, as well as of boys, will be educated and healthy.
Few will dispute that educating women has great social benefits. But it has enormous economic advantages as well. Most obviously, there is the direct effect of education on the wages of female workers. Wages rise by 10 to 20 per cent for each additional year of schooling. Such big returns are impressive by the standard of other available investments, but they are just the beginning. Educating women also has a significant impact on health practices, including family planning.
Topic: The significance of female【小题1】       in developing countries

I was in my third year of teaching creative writing at a high school in New York, when one of my students, 15-year-old Mikey, gave me a note from his mother. It explained his absence from class the day before.
I had seen Mikey himself writing the note at his desk. Most parental-excuse notes I received were penned by my students. If I were to deal with them, I’d be busy 24 hours a day. The forged excuse notes made a large pile, with writing that ranged from imaginative to crazy. The writers of those notes didn’t realize that honest excuse notes were usually dull: “Peter was late because the alarm clock didn’t go off.”
Isn’t it remarkable, I thought, how the students complained and said it was hard putting 200 words together on any subject? But when they produced excuse notes, they were brilliant.
So one day I typed out a dozen excuse notes and gave them to my classes. I said, “They’re supposed to be written by parents, but actually they are not. True, Mikey?” The students looked at me nervously.
“Now, this will be the first class to study the art of the excuse note --- the first class, ever, to practice writing them. You’re so lucky to have a teacher like me who has taken your best writing and turned it into a subject worthy of study. ”
Everyone smiled as I went on, “You used your imaginations. So try more now. Today I’d like you to write ‘An Excuse Note from Adam to God’ or ‘An Excuse Note from Eve to God’.” Heads went down. Pens raced across paper. For the first time ever I saw students so careful in their writing that they had to be asked to go to lunch by their friends.
The next day everyone had excuse notes. Heated discussions followed. The headmaster entered the classroom and walked up and down, looking at papers, and then said, “I’d like you to see me in my office.”
When I stepped into his office, he came to shake my hand and said, “I just want to tell you that that lesson, that task, whatever the hell you were doing, was great. Those kids were writing on the college level. Thank you. ”
【小题1】What did the author do with the students found dishonest?