Everyone is talking about how much money they got in their red envelopes（红包）．But an even more important question than "How much did you get?" is "What are you going to do with it?" Well, one thing you could do is to put it in the bank--it's easier than you think．

In fact, some students in Hubei Province began using the Xiaogui Dangjia bank card this year．It's a bank card for kids, and it's given out by Minsheng Bank's Wuhan branch（支行）．

"Now all my pocket money has a place to go," said Song Wei, who is a Junior l at the  Wuluolu Middle School in Wuhan．"1 can't wait to use the card to pay my own school fees（费用）．"

Wang Hong, a manager at Minsheng Bank, said, "We have talked to lots of students and have found they don't think much about what money is, where it comes from or how to use it carefully．They just spend all their money on whatever they want and then ask their parents for more," Wang Said．

 School kids today are getting more money．At one school in Shanghai．205 students got about 500,000 yuan in their red envelopes in total this year．But parents worry that the kids don't know how to take care of the money by themselves．

 Zhang Shan's mother likes the card．Zhang, a Junior 2 in Wuhan, bas been asking for a computer for a long time, but his mother hasn't bought him one．"We want him to use this card to save money for the computer step by step," she said． "If we buy everything be asks for, he would think that money comes too easily, and he won't work hard for it．"

Experts say that understanding personal finances（经济状况） is important and should be taught early．"Those who start saving early will continue the habit when they grow up," said Wang Min, a financial expert in Wuhan, "It's better to teach kids how to fish rather than just feeding them fish．"

1．What does the passage mainly talk about?

2．How does Song Wei want to use the money from his red envelope?

3．Why do Zhang Shan's parents want him to save money for the computer step by step?'

4．What is the average（平均）amount of money the 205 students at the Shanghai school       received in their red envelopes this year?

5．According to the passage, what do parents think of the students' putting money in the      bank?

根据短文内容和首字母提示，把所缺单词补充完整（包括首字母），使短文前后意思通顺、完整。

   In England, people don't o   1    talk to each other when they travel. If you get on a bus or a train, you can see people sitting and l   2    out of the window. Other people may be reading b   3    or newspapers.

   When you m   4    somebody in England, you may start with talking about the weather. So when you want to chat with somebody in England, you can say, "Nice weather for the time of the year!"

   "It was a bit cold yesterday." Somebody may answer.

   "But it will get a little w   5    now than before." You can answer.

   Talking like this, they will think, "How friendly you are!"

One day, there was a teacher - parent meeting in Jim' s school. Jim felt   1    .He didn't want his classmates and teacher to meet his   2    because there was a scar(伤疤) on his mother' s    3    . He didn’t want to know about the scar and his mother never told him about it.

At the meeting Jim sat in the back row, but he could still    4     the teacher talking with his mother. The teacher asked    5    , "How did you get the scar on your face?" The mother replied, "When my son was a baby, his room caught fire. Everyone was too    6     to go in. I rushed in. As I was running to his bed, I saw a long piece of    7     coming down and I threw    8     over my son, trying to protect him. I was knocked on the face, but my son was      9  ." She pointed to her face. "This scar will be lasting, but to this day, I have never felt sorry about what I did."

At this time, Jim came    10    . He ran to his mother with tears in his eyes. Now he felt his mother was the most beautiful woman.

l. A. happy              B. pleased             C. worried            D. glad

2 A. mother             B. father               C. brother             D. friends

3. A. foot               B. hand               C. leg                D. face

4. A. hear               B. like                 C. agree              D. stop

5. A. luckily               B. carefully              C. hardly               D. badly

6. A. interested           B. weak               C. frightened           D. busy

7. A. bread             B. paper              C. wood              D. glasses

8. A. her                B. him                C. myself             D. it

9. A. died              B. saved              C. sleeping           D. broken

10. A. out              B. down               C. from              D. back

 Every year, over 40,000 secondary students in Britain run a business. "Each business runs for one 
year," said Ben,one of the group of students visiting Shanghai. "When we started our business, we 
borrowed money from parents and friends. At the end of the year,these people will receive some of the 
profits(利润) ."I asked Ben if running a business was difficult.He said that it was no problem. He said
that they always received a lot of advice from teachers and business people.
     Another member of the group,Regina,told me the four questions they always asked themselves.
The questions are:
      l. What do people want to buy?
     2. Where is a good place to sell the product?
     3. How is our product better than other products? 
     4. How much is the product?
     I was also very interested in how the group was organized.Regina said that there were usually about 
five to seven students in each business and among them were one manager and one accountant (会计).
I asked them who was the manager."I am,of course,"said Regina. "It was my idea to produce picture 
books,"she said. "They have been very popular with the other students." I also asked the students what 
other people sold. "Other groups in our school sell things like T-shirts, videos and computer games,"said 
Ben.
     "How much money do the businesses usually make?" I asked."Some businesses make;$20,000—$30,000  but most groups make a small profit of about $ 1,000一 $ 3,000," said Regina.I asked them what they did with the profits. "We can do what we like with the profits."However,Regina told me that it was important not to waste the money. She always told the other groups to give the money to charity.
     Most students enjoyed running a business and all the students said that they had learnt a lot.

1  When the students begin a business, they _____ 
   A. have made a small profit                  B. have got enough money
    C. borrow money from parents and friends      D. borrow money from teachers and business people
2 The manager of this group of students is _____
  A. Ben              B. Regina        C. a teacher          D. a friend of theirs
3 This group of students sold _____ as their business.
  A. picture books        B. computer games      C. videos          D. T-shirts
4  The groups use the profits _____
  A. for a party                   B. to give the charitv
  C. for their parents and friends     D. in different ways
5  Which of the following is NOT true?                   
  A. When the secondary students run businesses, they get much help from other people.
  B. Running a business is difficult for Ben's group.
  C. These students try their best to produce better and cheaper products.
  D. Most groups are able to get more   money than they put in .

 Every year, over 40,000 secondary students in Britain run a business. "Each business runs for one 
year," said Ben,one of the group of students visiting Shanghai. "When we started our business, we 
borrowed money from parents and friends. At the end of the year,these people will receive some of the 
profits(利润) ."I asked Ben if running a business was difficult.He said that it was no problem. He said
that they always received a lot of advice from teachers and business people.
     Another member of the group,Regina,told me the four questions they always asked themselves.
The questions are:
      l. What do people want to buy?
     2. Where is a good place to sell the product?
     3. How is our product better than other products? 
     4. How much is the product?
     I was also very interested in how the group was organized.Regina said that there were usually about 
five to seven students in each business and among them were one manager and one accountant (会计).
I asked them who was the manager."I am,of course,"said Regina. "It was my idea to produce picture 
books,"she said. "They have been very popular with the other students." I also asked the students what 
other people sold. "Other groups in our school sell things like T-shirts, videos and computer games,"said 
Ben.
     "How much money do the businesses usually make?" I asked."Some businesses make;$20,000—$30,000  but most groups make a small profit of about $ 1,000一 $ 3,000," said Regina.I asked them what they did with the profits. "We can do what we like with the profits."However,Regina told me that it was important not to waste the money. She always told the other groups to give the money to charity.
     Most students enjoyed running a business and all the students said that they had learnt a lot.

1  When the students begin a business, they _____ 
   A. have made a small profit                  B. have got enough money
    C. borrow money from parents and friends      D. borrow money from teachers and business people
2 The manager of this group of students is _____
  A. Ben              B. Regina        C. a teacher          D. a friend of theirs
3 This group of students sold _____ as their business.
  A. picture books        B. computer games      C. videos          D. T-shirts
4  The groups use the profits _____
  A. for a party                   B. to give the charitv
  C. for their parents and friends     D. in different ways
5  Which of the following is NOT true?                   
  A. When the secondary students run businesses, they get much help from other people.
  B. Running a business is difficult for Ben's group.
  C. These students try their best to produce better and cheaper products.
  D. Most groups are able to get more   money than they put in .