How much should you save? You may be able to save 100% of your money. Does that mean you should? Not at all. The best way to develop good saving habits is to make saving a regular part of your life, along with spending.

Here is the rule you should remember: save before spending. Whenever some money gets into your hands, from a job or your pocket money or whatever, take your savings out immediately, before spending any of the money. The beauty of this system is that if you take away your savings, you are free to spend the rest.

Here are some more suggestions on how to successfully get into the saving habit from teens. Let’s see!

Tony,13: I put my money in a bank instead of my wallet, so the money is not there. And I have to take an extra step to get it.

Bill,14: When considering a major purchase(购买), wait a week or so, at least. This will help you make sure if you still want it, and the price might go down.

Dick, 13: Carry very little money always. You can’t spend money if you don’t have it. A cake would be nice, but without a dollar, you can’t get it. Little things like that really add up quickly.

Steve,16: I used to be weak when it came to money. I bought something whenever I went into a store. I’m glad I’m not that person now. I taught myself discipline by keeping a $20 bill in my pocket while waking around the mall all day and not buying anything. Now I have no strong wish to buy things when I go into a store. It works for me.

These ideas should help you get started. If you have some questions about anything you’ve read here, or would like to share your ideas about saving money, please write to us.

1.How does Tony advise you about saving money?

A．By keeping money in a bank.

B．By putting money in a wallet.

C．By making it easy to get your money.

D．By buying little things.

2.According to Billy, if you want to buy something expensive, you’d better_________.

A．wait at least a month

B．make sure it’s necessary

C．wait until it’s for sale

D．ask somebody for help

3.According to the passage, Steve is the person who _______.

A．didn’t carry any money

B．can’t wait to spend his money now

C．didn’t use to buy anything in a store

D．doesn’t spend money quickly and carelessly now

4.Where is the passage most probably from?

A．A dictionary       B．The instructions     C．A newspaper       D．An advertisement.

5.The writer wrote the passage in order to ask teens to_______.

A．make major purchases

B．save 100% of their money

C．spend all their savings regularly

D．save money regularly as well as spending

把下列短文中划线的句子译成中文。
During the days we are growing up, we might meet a lot of problems. Maybe our parents don’t understand us. 10 Most of time we are not allowed to make own decisions. My friends and I couldn’t get along with each other. 【小题1】__Sometimes I find I am so busy with my homework that I have no time to chat with my friends. Then how do we deal with our problems? First, we should regard the problems as challenges. Next, we should try to communicate with others. 【小题2】__Maybe forgetting is also a good way to deal with the problems .  Anyway，you should think of something happy.

Alexis Rocha is a 13-year-old boy from California, US. He weighs 147 pounds (67 kg). But six months ago, he weighed more than 202 pounds (91 kg). How did he lose all that weight in only half a year?
“One day, I was surprised to find that I weighed about 200 pounds,” Rocha says. “I thought I had to do something.”
Rocha is from a boxing (拳击) family—his father and two older brothers are professional boxers. So he decided to start boxing. He began with simple exercises, like sit-ups and push-ups (俯卧撑). Then Rocha started jogging(慢跑). “No kid likes running,” he says. “I don’t want to do it, either, but I have no choice but to keep on.”
Months later, Rocha joined a boxing club in his city. He is always the first kid at the club to begin exercising, and the last to leave with sweat (汗水) on his face. Every day he boxes for about three hours.
“Rocha works very hard,” says his coach, Hector Lopez. “It’s surprising to see him lose the pounds so quickly. I’ve never seen anything like this in my 20 years of coaching.”
Rocha is very happy with his weight now. There is a family photo in his room from 18 months ago. “Each time I look at the photo, I laugh at myself. I was so big back then,” Rocha says. “I look 100 times thinner and 1,000 times stronger now.”
【小题1】How much weight did Rocha lose in six months?
A. At least 24 pounds.     B. At least 30 pounds.　　    C. At least 55 pounds.
【小题2】 Rocha said he had no choice but to keep on running because_______.
A. he liked running very much
B. he wanted to be thin and strong
C. he wanted to be a professional boxer
【小题3】What makes Coach Hector Lopez surprised?
A. Rocha lost weight so quickly.
B. Rocha was so fat 18 months ago.
C. Rocha comes from a boxing family.
【小题4】What’s the correct order of the following sentences?
a. He did some sit-ups and push-ups.
b. He lost the pounds quickly.
c. He joined a boxing club.
d. He began running.
f. He boxed for about three hours every day.
A. a-d-c-f-b     B. d-a-f-c-b     C. a-d-f-c-b 
【小题5】The writer mainly wants to tell us _______.
A. Rocha is a hardworking boy
B. it is important to get exercise
C. everything is possible if you work hard