EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

【小题2】The underlined word　"incentive"　in paragraph 6 means ____.

A．honor

B．praise

C．excitement

D．encouragement

【小题3】What leads the writer to write this article?
A.　Parents want to know how to educate their children.
B.　He wants to share his good ideas about money matters.
C　.He thinks money management the most important for children.
D.　Parents care 　little 　about their children's management of money.

_________ for the free tickets, I would not have gone to the films so often.

　　　A. If it is not　　 B. Were it not　　 C. Had it not been 　　D. If they were not

For most of the day construction worker Sidney Smith and his brother – in – law Joseph Chambers had been   21  along the banks of Lake Waco with little   22 . Chambers suggested they go home, but Smith　33　　that there were still several hours of daylight　24　　and there was one other place they might try a bit longer before 　25　.

Smith drove his pickup（小货车）a couple of miles along the　26　road to get to the other side of the lake. This road, in the truest sense, was a path wagging in the heavy　27　area. Even with the sun still high in the cloudless sky, the　28　of trees formed a leafy　29　over the road and it suddenly seemed 　30　in the evening.

“A guy could get lost and nobody would ever find him,” said Chambers.

Smith smiled, “We’re　31　there.” He said. A few seconds later, the smile was 　32　　from his face.

“What the hell is that?”

　　He braked to a stop. Less than twenty feet away was what appeared to be a  33 .

　　For several minutes the two men sat in the pickup　34　to decide whether they had happened to　35　someone’s bad practical joke or something far more serious. Smith with his brother-in-law got out of the pickup and 　36　walked towards that thing some distance before them.

It was a young man who was already dead. They had got to tell　37　. Back into the pickup, Smith backed the pickup down the road　38　he could turn around, then　39　back. With the dead young man still on his mind, Smith felt as if he was going to be sick. God, how he　40　　they had given up fishing and gone home early.

1.	A．playing　 B．boating　　 C．fishing　　　　 D．walking

 

2.	A．failure　 B．success　 C．disappointment D．interest

 

3.	A．quarreled B．argued　 C．reasoned　 D．shouted

 

4.	A．remaining B．staying　　 C．keeping　　 D．leaving

 

5.	A．starting off B．running out　 C．sending away　 D．giving up

 

6.	A．winding B．widening　 C．leading　　　 D．blocking

 

7.	A．grassed B．wooded C．iced　　　　 D．snowed

 

8.	A．trunks B．shadow　　 C．shade　　　　 D．shape

 

9.	A．hat B．umbrella　 C．sheet　　　 D．overcoat

 

10.	A．foggy B．late　　 C．early　　 D．rainy

 

11.	A．almost B．already　　 C．only　　　 D．fairly

 

12.	A．escaped B．lost C．gone　　　 D．missed

 

13.	A．body B．trap C．pile　　　　 D．stream

 

14.	A．talking B．hoping C．wanting　　 D．trying

 

15.	A．come across B．turn out　　 C．bring about　 D．make up

 

16.	A．loudly B．quietly　　 C．quickly　　　 D．slowly

 

17.	A．everybody B．somebody C．anybody D．nobody

 

18.	A．until B．before　　　 C．after　　　 D．when

 

19.	A．turned B．ran C．headed　　　 D．walked

 

20.	A．expected B．hoped C．wished　　　 D．prayed

 

The　managers　discussed　the　plan　that　they　would　like　to　see______the　next　year.

A.carried　out　B.carrying　out  　C.carry　out　　D.to　carry　out