EAT YOUR VEGETABLES. Wash your hands. Always say“please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to-manage their money.

Here are some basics that will help guide them their entire lives：

Show them the future. If your 13-year-old girl were to save＄1,000，invest（投资）it at 8%and add＄100 every month，by the time she's 65，she would have＄980,983！

Be careful of credit（信用）．Credit cards can help you buy necessary things and build a credit history，but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card，you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash，give him some regular pocket money and explain that by putting aside，say ＄15 each week，he will be able to buy it for himself in only ten weeks.

Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.

Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”，advises Gallo. Every time you spend or don't spend money，you have a chance to share your values.

1.The writer gives some basics to help______in a proper way.

A. parents teach their children how to deal with money

B. children follow their parents' instructions

C. children manage their money

D. parents save their money

2.The writer thinks that, if a child wants to buy something, his parents should _______.

A. give him some regular pocket money

B. encourage him to put money away for it

C. explain to him the importance of investment

D. tell him to save some money by using a credit card

3.The underlined word“incentive" in paragraph 6 means _____.

A. honor            B. praise            C. excitement        D. encouragement

4.What leads the writer to write this article?

A. Parents want to know how to educate their children.

B. He wants to share his good ideas about money matters.

C. He thinks money management the most important for children.

D. Parents care little about their children's management of money.

Eat your vegetables. Wash your hands. Always say “please" and“thank you". We are full of advice for our children, but when it comes to money, we often have little to say. As a result, our children may grow up with clean hands and good manners, but without any idea how to manage their money.
Here are some basics that will help guide them their entire lives：
Show them the future. If your 13-year-old girl were to save＄1,000，invest（投资）it at 8%and add＄100 every month，by the time she's 65，she would have＄980,983！
Be careful of credit（信用）．Credit cards can help you buy necessary things and build a credit history，but they must be used responsibly, which means paying off your debt in time. Explain to your children that when you buy something using a credit card，you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience. Suppose your child wants a new bicycle that costs $150. Rather than paying the cash，give him some regular pocket money and explain that by putting aside，say ＄15 each week，he will be able to buy it for himself in only ten weeks.
Provide incentive. Tell your children the importance of saving.“For every dollar he or she agrees to save and invest rather than spend, you agree to add another dollar to the pot,”says Cathy Pareto, expert in money planning.
Explain your values. Values and money are deeply intertwined, says Eilleen Gallo, co-author of The Financially Intelligent Parent. When your child demands that you buy something, explain why you really don’t want to buy it.“You might say,‘I'd rather save that money for your education,”，advises Gallo. Every time you spend or don't spend money，you have a chance to share your values.
64. The underlined word“incentive" in paragraph 6 means _____.
A. honor          B. praise         C. excitement      D. encouragement
65. What leads the writer to write this article?
A. Parents want to know how to educate their children.
B. He wants to share his good ideas about money matters.
C. He thinks money management the most important for children.
D. Parents care little about their children's management of money.
66. The writer gives some basics to help __________ in a proper way.
A. parents teach their children how to deal with money 
B. children follow their parents' instructions
C. children manage their money                   
D. parents save their money

When I was a law professor, a student reported that I made an error in grading his exam by giving him too many points. He was   36  , and after thanking him for his honesty, I changed the grade in my   37  . His beaming (欢笑的) face turned to shock. “You’re   38   my grade?” he said angrily. “I would never have come in   39   ……”

He didn’t finish the   40  , but it was obvious that his display of honesty was   41  . He thought he’d have it all—praise and the higher grade.

Several colleagues thought I should have let the higher grade   42   because all I’d accomplished was to discourage him from being   43   in the future. And every time I tell this story some people agree with this   44  .

   But I can’t see how I could give good reason for worsening my   45   in grading by undermining (损害) the honesty of all my grades by failing to   46   an error. The grade itself would be a dishonest   47   of his knowledge and it would have been   48  to other students. How could I   49   give a student a gift of an unearned grade?

   I know  50   reporting an error in one’s favor is unusual, but, like   51   too much change, it’s clearly the right thing to do. People of character, those with real honesty, hate to give up  52_ as much as anyone else. The difference is that for them a good conscience and reputation is  _53  enough to give reason for the cost of doing the right thing.

   Perhaps lowering the student’s grade did   54   him from being honest in the future, but bribing (贿赂) him to be honest so that he does the right thing when it’s cost-free would have _55

him even more. The duty to be honest is about right and wrong, not risks and rewards.

1.A. wise           B. right            C. grateful         D. upset

2.A. files          B. books            C. records          D. notes

3.A. lowering       B. correcting       C. changing         D. making

4.A. though         B. why          C. where                D. if

5. A. sentence      B. work         C. exam             D. lesson

6.A. good           B. false            C. special              D. impressive

7.A. remove         B. change           C. stand                D. add

8.A. brave          B. adventurous  C. successful           D. honest

9. A. remark        B. complaint        C. praise               D. achievement

10. A. crime        B. mistake      C. doubt                D. guilty

11.A. make          B. find         C. correct              D. avoid

12.A. reaction      B. sense            C. sign             D. reflection

13. A. unfair       B. cruel            C. tough                D. funny

14.A. reluctantly   B. responsibly      C. impossibly           D. impatiently

15.A. actively      B. secretly     C. voluntarily          D. curiously

16.. A. receiving   B. paying           C. earning          D. returning

17. A. benefits     B. honors           C. awards               D. gifts

18.. A. pleasure    B. reward       C. content          D. honor

19.A. protect       B. influence        C. discourage           D. separate

20.A. improved      B. encouraged       C. blamed           D. ruined

The consumer(消费者) plays a very important role in the global efforts to reduce C0₂ emissions(排放). Households use one third of the final energy and produce around two thirds of city waste in the European Union. Besides，housing, food，and private transport make up almost 80％ of environmental pressures. Therefore there’s no doubt that consumers can make a real difference in fighting climate change．
To direct consumers towards more environmentally-friendly decisions，we need clear and simple instructions to guide consumption behavior. Actually, two thirds of consumers find it hard to figure out which products are better for the environment, for 58% Europeans think that many businesses just pretend to be green so as to charge higher prices. Thus industry should work harder to give consumers more information about the carbon footprint of their product. For example, inform customers of products made from materials that are recycled，renewable, and／or less carbon-intensive.
People prefer high-quality products that will last long and won’t go out of style, though they might sometimes cost more, especially in time of crisis. Firms that make durable（持久耐用的） or recyclable products cause people to behave more responsibly, which may help put an end to our “throw-way” culture．
However, it is not enough to remind people of green products. It’s more important to direct people to follow a practical lifestyle model. Regulations(规则) alone cannot achieve this purpose. We call for good business communities to create a loyal group of “sustainable(可持续的) consumers”.
【小题1】According to the passage, the key to going greener globally is    ．

The consumer(消费者) plays a very important role in the global efforts to reduce C0₂ emissions(排放). Households use one third of the final energy and produce around two thirds of city waste in the European Union. Besides，housing, food，and private transport make up almost 80％ of environmental pressures. Therefore there’s no doubt that consumers can make a real difference in fighting climate change．

To direct consumers towards more environmentally-friendly decisions，we need clear and simple instructions to guide consumption behavior. Actually, two thirds of consumers find it hard to figure out which products are better for the environment, for 58% Europeans think that many businesses just pretend to be green so as to charge higher prices. Thus industry should work harder to give consumers more information about the carbon footprint of their product. For example, inform customers of products made from materials that are recycled，renewable, and／or less carbon-intensive.

People prefer high-quality products that will last long and won’t go out of style, though they might sometimes cost more, especially in time of crisis. Firms that make durable（持久耐用的） or recyclable products cause people to behave more responsibly, which may help put an end to our “throw-way” culture．

However, it is not enough to remind people of green products. It’s more important to direct people to follow a practical lifestyle model. Regulations(规则) alone cannot achieve this purpose. We call for good business communities to create a loyal group of “sustainable(可持续的) consumers”.

1.According to the passage, the key to going greener globally is    ．

A．to provide enough information about sustainable products

B．to get the government involved in protecting the environment

C．to encourage consumers to make their efforts to live a green way

D．to direct companies to provide environmentally-friendly products

2.The second paragraph tried to tell us that       ．

A．people are buying sustainable products to have a lighter carbon footprint

B．most European consumers lack confidence in making responsible choices

C．companies have done enough to allow consumers to make greener choices

D．companies can make more money by making less carbon-intensive products

3.It’s advised that companies had better       especially in the time of crisis.

A．throw away old materials

B．reduce the cost of production

C．make more durable products

D．replace their products frequently

4.The last paragraph puts emphasis on ___________.

A．the quality of products.

B．the honesty of companies.

C．the government regulations.

D．the importance of lifestyle.