Do you know insurance （保险）? Buying insurance is a 1 by which people can protect themselves 2 large losses. Protection against fire is one kind of insurance. Large numbers of people pay 3 sums of money 4 an insurance company. Although thousands of people have paid for fire insurance, only 5 will lose their homes by fire. The insurance company will pay for these homes 6 the sums of money it has collected.

　　The first modern fire insurance company was 7 in London, England, in 1666. A great fire had just 8 most of the city, and people wanted to protect against 9 losses. The fire company grew rapidly. 10 other companies were founded in other areas.

　　Benjamin Franklin helped form the first fire insurance company in America in 1752. He also 11 a new kind of insurance for 12 . The new insurance would offer protection against the loss of crops 13 storm.

　　In 1759 , Benjamin Franklin helped start 14 new insurance company in America. This company , which offered 15 insurance , collected some money 16 from different men. Although a man died , his family was given a large sum of money. Today , this company is 17 in business.

　　Over the years, people have 18 from many new kinds of insurance when they have suffered from 19 accidents as car and plane crashes. Tomorrow , almost everyone has 20 kind of insurance.

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　　DC Hilton was one of the first American to find out that there was money to be made in the middle of the night. 42 years ago be bought a small __1___on US highway 69, in Oklahoma. His___2___customers were truck drivers and___3___salesmen who drank coffee and ate cheese-burgers when they stopped to___4___their journey.

　　

　　It was they who first tried to____5____Hilton to remain open all night. He thought about it for a while, and then suddenly made up his___6____. He took the door key and threw it across the road. He hasn't closed the door____7___.

　　Over the years his simple cafe expanded into a 24-hour roadside ____8___,with a 100-seat restaurant, a petrol station, a mini shopping market, a car ___9___for mobile homes and all-night selfhelp laundry（洗衣店）.

　　

　　Hilton was a ___10__in a 24-hour working trend which has now ___11___ around the world. Today not only restaurants but also hanks, supermarkets, mail-order ___12___and many other businesses are___13___to be open all night. But is this really a good thing?

　　A lot of ____14____has been done in America on the effect of 24-hour working and there is growing ___15____about the long term dangers of society that doesn't sleep.

　　Americans are said to be___16___20％ less than they did 100 years ago, and 55％ claim to __17___at least occasionally from overtiredness. ___18____of the worst man-made accidents happened in the last few hours before ___19___, when even the most experienced night-worker has difficult____20____awake.　　

　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　 　　

(1)A.market	B.business
C.station	D.restaurant
(2)A.main	B.common
C.strange	D.only
(3)A.shopping	B.clothing
C.traveling	D.cooking
(4)A.start	B.break
C.enjoy	D.continue
(5)A.persuade	B.suggest
C.order	D.warn
(6)A.plan	B.thought
C.mind	D.decision
(7)A.then	B.since
C.later	D.yet
(8)A.cafe	B.building
C.workshop	D.hotel
(9)A.garage	B.park
C.repair	D.rest
(10)A.pioneer	B.dealer
C.master	D.manager
(11)A.caught 　　 in	B.caught 　　 out
C.caught 　　 on	D.caught 　　 up
(12)A.shops	B.firms
C.markets	D.departments
(13)A.ordered	B.forced
C.performing	D.beginning
(14)A.research	B.effort
C.work	D.information
(15)A.interest	B.sense
C.concern	D.progress
(16)A.working	B.playing
C.sleeping	D.relaxing
(17)A.recover	B.suffer
C.return	D.prevent
(18)A.Some	B.Few
C.None	D.All
(19)A.dust	B.midnight
C.darkness	D.dawn
(20)A.staying	B.becoming
C.continuing	D.insisting

　

　　Do you know insurance? Buying insurance is a 1 by which people can protect themselves 2 large losses. Protection against fire is one kind of insurance. Large numbers of people pay 3 sums of money to an insurance company. Although thousands of people have paid for fire insurance, only 4 will lose their homes by fire. The insurance company will pay for these homes out of the sums of money it has 5 .

　　The first modern fire insurance company was 6 in London, England, in 1666. A great fire had just 7 most of the city, and people wanted protection against 8 losses. The first company 9 rapidly. Soon other companies were founded in other areas.

　　Bemjamin Franklin helped form the first fire insurance company in America in 1752. He also 10 a new kind of insurance for 11 . The new insurance would offer protection against the loss of crops 12 storms.

　　In 1795, Benjamin Franklin helped start 13 new insurance company in America. This company, 14 offered life insurance, collected some money 15 from many different men. 16 a man died, his family was given a large sum of money. Today, this company is 17 in business.

　　Over the years, people have 18 from many new kinds of insurance when they have suffered from 19 accidents as car and plane crashes. 20 , almost everyone has some kind of insurance.

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　　Do you know insurance? Buying insurance(保险)is a 1 by which people can protect themselves against large losses. Protection against fire is one kind of insurance. Large numbers of people pay 2 sums of money 3 an insurance company. Although thousands of people have paid for fire insurance, only 4 will lose their homes by fire. The insurance company will pay for these homes 5 the sums of money it has collected.

　　The first modern fire insurance company was 6 in London, England, in 1666. A great fire had just 7 most of the city, and people wanted protection against 8 losses. The first company 9 rapidly. 10 other companies were founded in other areas.

　　Benjamin Franklin helped form the first fire insurance company in America in 1752.He also 11 a new kind of insurance for 12 The new insurance would offer protection against the loss of crops 13 storms.

　　In 1759, Benjamin Franklin helped start 14 new insurance company in America. This company, which offered 15 insurance, collected some money 16 from many different men. 17 a man died, his family was given a large sum of money. Today, this company is still in business.

　　Over the years, 18 have been benefited(受益)from many new kinds of insurance when they have suffered from 19 accidents as car and plane crashes. Today almost everyone has 20 kind of insurance.

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