EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：
Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk
Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.
Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.
Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.
Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.
【小题1】The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

【小题2】The underlined word　"incentive"　in paragraph 6 means ____.

A．honor

B．praise

C．excitement

D．encouragement

【小题3】What leads the writer to write this article?
A.　Parents want to know how to educate their children.
B.　He wants to share his good ideas about money matters.
C　.He thinks money management the most important for children.
D.　Parents care 　little 　about their children's management of money.

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

 

阅读理解

　　How to protect children Web fans from unsuitable materials online while encouraging them to use the Internet has long been discussed in the U. S..

　　For some parents, the Internet can seem like a jungle filled with danger for their children. But jungles contain wonders as well as danger and with good guides, some education, and a few precautions(预防措施), the wilds of the Internet can be safely navigated(航海).“Kids have to be online. If we tell our kids they can't have chance to the Interact ,we're cutting them off from their future,”said an expert.

　　Most kids have started to use search engines. Many of them are great for finding tons of interesting Internet sites and they can also locate places where you might not want your kids to go. There are search engines designed just for kids. A certain software contains only sues that have been selected as safe. The most popular way to limit chance would be to use what is known as a“content screener(过滤器)”.But this can't be wholly reliable(可靠), and the best thing parents can do is to talk to their kids and let them know what is OK or not OK to see or do on the Internet. Another way is that mum or dad is nearby when the child is surfing the Inter- net.

　　Four other tips:

　　- Don't put the PC in a child's room but keep it in an area where mum or dad can keep an eye on things, That also makes the Interact more of a family activity.

　　- Ask your child what he or she has been doing and a- bout any friends they make on-line.

　　- Tell your child not to . give on - line strangers personal information especially like address and phone number.

　　-And tell your children never Co talk to anyone they meet on - line over the phone send them anything, accept any thing from them or agree to meet with them unless you go along.

(1)The passage is mainly about the subject of ________.

[　　]

A．American children going on -line

B．Internet in America

C．appreciating Internet

D．opposing children's on-line

(2)The best way to protect children from improper materials is ________.

[　　]

A．to install a content screener on the computer

B．to buy some search engines for the children

C．to be nearby when they are surfing the Internet

D．to educate the children and persuade them to tell right from wrong

(3)Which of the following is right according to the pas- sage?

[　　]

A．Surfing the Interact is the best method of educating children.

B．Children's not having chance to the Internet may

have effect on their progress.

C．Using a content screener is most reliable for keeping

children having chance to the Interact.

[　　]

D．Searching engines can help children to select materials fit for them.

(4)According to the passage, we can infer that ________.

[　　]

A．softwares fit for children want programming

B．a child who is on-line is in danger

C．Internet is a jungle full of danger

D．Internet contains a Sot of harmful sites

(5)What does the underlined word“that”probably refer to?

[　　]

A．The first tip.

B．The PC in the kid's room.

C．Placing the PC within parents' view.

D．Kids' surfing the Interact with their parents nearby.