Learning to save money when you're young is an important lesson. All good lessons arid habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run. 　　  

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90. 　　

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving. 　　

At high school many parents pay for almost everything, so your expenses can be small. If you have a lob, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it. 　　

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier.________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.  

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving. 　　

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life. 　　  

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

1.What’s the best title of the passage? 

2.Which sentence in the passage is the closest in meaning to the following one?

 As long as you save early, you’ll do less work to live well at your old age.

3.Please fill in the blank in the passage with proper words or phrases to complete the sentence.(within 10 words)

4 According to the passage,.what do you think of saving ?(within 30 words)

5.Translate the underlined sentence into Chinese.

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.
I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.
Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.
If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.
After high school, college is __46__， with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.
Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.
Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.
Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__， it will mean you can live the way you want to without  55__.

【小题12】

A．hold out B．hold up C．hold onto D．hold back

Learning how to be patient with people can be challenging for some. After all, not everybody is gifted with great patience. The good news is that it is something that can be learned and eventually perfected.
When the customer before you takes ages to pay for his or her groceries, you tap your foot impatiently and cough every now and then; but no, the customer is still not hurrying up. It takes all of your power not to make a scene.  However, if you picture that customer to be someone you like (say your partner), then you will find yourself not getting too annoyed, right? So the next time you find yourself losing patience with somebody, simply visualize that person to be someone you really, really like and your patience will extend its life.
The second step on how to be patient with people involves whistling. When you whistle a happy tune, you instantly cheer up. You can sing your favorite song if you can't whistle - it really doesn't make a difference. What's important here is that you have done something that makes you feel good. And when you feel good, you are more likely to be patient with the people around you.
Next, when you're stressed, it's almost impossible to learn how to be patient with people. If you know you're going to be in a situation where your patience will be tested, meditate or get yourself a massage(按摩) first. Don't dive into anything unless you've managed to clear yourself off negative emotions. Remember: the more stressed you are, the faster you'll lose your temper. The less stress you have in your life, the longer your patience.
Learning how to patient with people is not a necessity in life. You've seen people who manage to survive day to day with incredibly bad tempers after all. But do you really want to live like they do? If, however, you want a life that has better quality than that, then just follow these steps and embrace the fact that patience is a virtue.
【小题1】what does the underlined phrase in paragraph 2 mean?

Learning how to be patient with people can be challenging for some. After all, not everybody is gifted with great patience. The good news is that it is something that can be learned and eventually perfected.

When the customer before you takes ages to pay for his or her groceries, you tap your foot impatiently and cough every now and then; but no, the customer is still not hurrying up. It takes all of your power not to make a scene.  However, if you picture that customer to be someone you like (say your partner), then you will find yourself not getting too annoyed, right? So the next time you find yourself losing patience with somebody, simply visualize that person to be someone you really, really like and your patience will extend its life.

The second step on how to be patient with people involves whistling. When you whistle a happy tune, you instantly cheer up. You can sing your favorite song if you can't whistle - it really doesn't make a difference. What's important here is that you have done something that makes you feel good. And when you feel good, you are more likely to be patient with the people around you.

Next, when you're stressed, it's almost impossible to learn how to be patient with people. If you know you're going to be in a situation where your patience will be tested, meditate or get yourself a massage(按摩) first. Don't dive into anything unless you've managed to clear yourself off negative emotions. Remember: the more stressed you are, the faster you'll lose your temper. The less stress you have in your life, the longer your patience.

Learning how to patient with people is not a necessity in life. You've seen people who manage to survive day to day with incredibly bad tempers after all. But do you really want to live like they do? If, however, you want a life that has better quality than that, then just follow these steps and embrace the fact that patience is a virtue.

1.what does the underlined phrase in paragraph 2 mean?

A．quarrel publicly                        B．make something appear

C．drive away                             D．feel happy

2.Which of the following can best summarize the topic of paragraph2?

A．We should love everyone around us.

B．Show your impatience when your customers aren’t in a hurry.

C．Think of others fondly.

D．To be patient is really difficult occasionally.

3.When you realized that your patience is being examined, you should________.

A．it is possible to control it

B．let it known by whoever you are facing

C．do whatever you like and don’t care what others say

D．learn to relax yourself in a possible way

4.Which of the following statements is NOT true according to the text?

A．We have to learn to be patient with others because it can benefit us.

B．When you are under pressure, it is unavoidable to be impatient.

C．Doing something that you like may make you feel good when you are impatient.

D．Patience is a quality that can be improved.

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.

I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.

If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.

After high school, college is __46__， with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.

Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.

Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__， it will mean you can live the way you want to without  55__.

1.A. needs          B. likes            C. arranges     D. expects

2.A. knowledge      B. experience       C. form         D. sense

3.A. foolish            B. fundamental C. lucky        D. grateful

4.A. With           B. Of           C. In               D. From

5.A. divide up          B. build up     C. keep up      D. make up

6.A. break          B. run          C. make             D. grow

7.A. recognize      B. realize          C. research         D. doubt

8.A. must           B. dare         C. should               D. may

9.A. so that            B. in case          C. in that      D. but for

10.A. but               B. and          C. also             D. or

11.A. expensive     B. cheap            C. boring           D. bitter

12.A. hold out          B. hold up      C. hold onto    D. hold back

13.A. survive           B. struggle     C. tolerate         D. die

14.A. if                B. as long as       C. while        D. since

15.A. bills             B. taxes            C. attention            D. consequences

16.A. results from      B. gets from        C. comes from           D. escapes from

17.A. happy         B. simple           C. miserable        D. secure

18.A. forbid            B. allow            C. Advise       D. request

19.A. In addition       B. Above all        C. On the contrary      D. Believe it or not

20.A. consulting        B. worrying     C. resting      D. thinking