2. If we fail to help children to overcome fears, they will　　 .

A. make the same old mistake

B. overcome them by themselves

C. experience the worst of things

D. grow up lacking self-confidence

1.Children’s fears are usually taken lightly because　　 .

A. they will not develop into phobias

B. their influence is psychological

C. they exist widely in the world

D. they will disappear gradually

4. What can we learn from the passage?

A. Many British teenagers do not know money matters well

B. Teenagers in Britain are heavily burdened with debts.

C. Financial planning is a required course at college.

D. Young people should become responsible adults.

第68天　　　　　　　　　　　　　　 A

Almost every child is scared of something, from monsters in the cupboard to dogs in the park. But the fact that such fears are common and normal doesn’t mean they can be taken lightly. Kids experience fears and phobias (恐惧症) much more strongly than adults. And the influence of the fear can be physical as well as psychological (心理的). It can build up so they almost seem scared of everything-a kind of childhood anxiety. Dr. Creswell says:"Your child may always seem to expect the worst to happen and lack confidence in his or her ability to deal with any challenge.” So don’t make the same old mistake of treating them as if they’re silly for being “a scared cat”(胆小鬼). Handing the fears is essential.

Children can be born nervous and., if you have such a baby, you’ll tend to prevent them from getting worried. So if they fear dogs, you’ll keep them away from dogs, but in fact that can just confirm to the child that dogs are scary. What is worse, keeping your child away from what they fear can turn that feeling into a phobia. Instead, you should encourage them to get in touch with the thing they fear, in a safe and supportive environment. Dr. Andy Field, a researcher of childhood fears, says: “You shouldn’t force, for example, a dog anxious child to go up to a dog. But you can approach it yourself, show them there is nothing to be afraid of, stroke (抚摸) it, and talk about the dog being friendly. Once your child dares to stroke a dog-one that’s good with children, of course-then you should encourage them to carry on until they feel calmer, and reward them for ‘being brave’.”

3. According to Stephen Moir, students_______.

A. are too young 10 be exposed 10 financial issues

B. should learn 10 manage their finances well

C- should maintain a positive attitude when facing loans

D. benefit a lot from lessons on personal finance

2. The phrase "to raise the ceiling" in paragraph 2 probably means "______".

A. to raise the student loans　　　 B. to improve the school facilities

C. to increase the upper limit of the tuition　　 D. to lift the school building roofs

1. Which of the following can be found from the five-year research project?

A. Students understand personal finances differently.

B. University tuition fees in England have been rising.

C. Teenagers tend to overestimate their future earnings.

D. The students' payback ability has become a major issue.

4. The author develops the passage mainly by　　 .

　A. providing typical examples

　B. following the natural time order

　C. comparing opinions from different fields

　D. presenting a cause and analyzing its effects

B

A study involving 8,500 teenagers from all social backgrounds found that most of them are ignorant when it comes to money. The findings, the first in a series of reports from NatWest that has started a five-year research project into teenagers and money, arc particularly worrying as this generation of young people is likely to be burdened with greater debts man any before.

University tuition fees (学费) are currently capped at £3,000 annually, but this will be reviewed next year and the Government is under enormous pressure to raise the ceiling.

In the research, the teenagers were presented with die terms of four different loans but 76 per cent failed to identify the cheapest. The young people also predicted that they would be earning on average £ 31.000 by the age of 25, although the average salary for those aged 22 to 29 is just £ 17,815. The teenagers expected to be in debt when they finished university or training, although half said that they assumed the debts would be less than £ 10.000. Average debts for graduates are £ 12，363.

Stephen Moir, head of community investment at the Royal Bank of Scotland Group which owns NatWest, said. "The more exposed young people are to financial issues, and the younger they become aware of them, the more likely they arc to become responsible, forward-planning adults who manage their finances confidently and effectively."

Ministers are deeply concerned about the financial pressures on teenagers and young people because of student loans and rising housing costs. They have just introduced new lessons in how to manage debts. Nikki Fairweathcr. aged 15. from St Helens, said that she had benefited from lessons on personal finance, but admitted that she still had a lot to learn about money. (08上海卷)

3. What is the main idea of the last paragraph?

　A. Multitasking is harmful to young people’s development.

　B. Young people benefit a lot from modern gadgets

　C. Multitasking is an important skill to young people.

　D. Young people must learn skills for future jobs.

2. In Paragraph 3, the author points out that　　　 .

A. family members do not cat at the family table

B. family member do not greet each other

C. young people live happily in their families

D. young people seldom talk with their family members

1. What does the underlined word “juggle” in Paragraph 2 most probably mean?

A. Want to buy

B. Take the place of.

C. Use at the same time

D. Seek for information from.