The Internet has led to a huge increase in credit－card (信用卡) fraud. Your card information could even be for sale in an illegal web site（非法网站）.

　 Web sites offering cheap goods and services should be regarded with care.

　 On－line shoppers who enter their credit－card information may never receive the goods they thought they bought. The thieves then go shopping with your card number—or sell the information over the Internet. Computers hackers (黑客) have broken down security（安全）systems, raising questions about the safety of cardholder information. Several months ago, 25,000 customers of CD Universe, an on－line music retailer (零售商) , were not lucky. Their names, addresses and credit－card numbers were posted on a Web site after the retailer refused to pay US $157,828 to get back the information.?

　 Credit－card firms are now fighting against on－line fraud. MasterCard is working on plans for Web－only credit card, with a lower credit limit. The card could be used only for shopping on－line. However, there are a few simple steps you can take to keep from being cheated (欺骗).?

　 Ask about your credit－card firm’s on－line rules: Under British law, cardholders have to pay the first US $78 of any fraudulent (欺骗性的) spending.

　 And shop only at secure sites; Send your credit－card information only if the Web site offers advanced secure system.?

　 If the security is in place, a letter will appear in the bottom right－hand corner of your screen. The Web site address may also start https: // － the extra “s” stands for secure. If in doubt, give your credit－card information over the telephone.

　　Keep your password（密码）safe: Most on－line sites require a user name and password before placing an order. Treat your passwords with care.? 

1.What is the meaning of “fraud”??

A. Cheating. 　　　B. Sale. 　　　　C. Payment. 　　　D. Safety.? 　

2. How can the thieves get the information of the credit card??

A. The customers give them the information.?

B. The thieves steal the information from Web sites.?

C. The customers sell the information to them.?

D. The thieves buy the information from credit card firms.? 　　

3.How many pieces of advice does the passage give to you??

A. Four. 　　　　　B. Three. 　　　　C. Five. 　　　　D. Six.

4. You are shopping on the site: http: // www. Shopping. com, and you want to buy a TV set, what does this article suggest to do??

A. Order the TV set at once. ?　

B. Do not buy the TV set on this site.?

C. E－mail the site your credit－card information.?

D. Tell the site your password and buy the TV set for you.?

 

It is difficult for parents of nearly every family to teach their children to be responsible （有责任的）for housework, but with one of the following suggestions, you really can get your children to help at home.

　　 If you give your children the impression that they can never do anything quite right, then they will regard themselves as unfit or unable persons. Unless children believe they can succeed, they will never become totally independent.

　　My daughter Carla’s fifth - grade teacher made every child in her class feel special. When students received less than a prefect test score, she would point out what they had mastered and declared firmly they could learn what they had missed.

　　You can use the same technique when you evaluate （评价）your child’s work at home. Don’t always scold and give lots of praise instead. Talk about what he has done right, not about what he hasn’t done. If your child completes a difficult task, promise him a Sunday trip or a ball game with Dad.

　　Learning is a process（过程）of trying and failing and trying and succeeding. If you teach your children not to fear a mistake of failure, they will learn faster and achieve success at last.

The whole passage deals with ________.

　　A. social education　　　　　　　　B. school education

　　C. family education　　　　　　　　D. pre - school education

The author thinks that________.

　　A. there is no way to get children to help at home

　　B. the more encouragement and praise you give, the more responsible and helpful children will become

　　C. it is very difficult to make children responsible for housework

　　D. children can be forced to help with housework

The article gives us a good suggestion about how to evaluate（评价）your child’s work at home. That is to ________.

　　A. praise his success　　　　　　　 B. promise him a trip

　　C. give him a punishment　　　　　 D. promise him a ball game

The author advises readers to________.

　　A. learn from himself, for he has a good way of teaching

　　B. take pride in Carla’s fifth - grade teacher

　　C. do as what Carla’s teacher did in educating children

　　D. follow Carla’s example because she never fails in the test

Having read the last paragraph, we can conclude that ________.

　　A. pride goes before a fall

　　B. practice makes perfect

　　C. no pains, no gains

D. failure is the mother of success

A lesson in caring

It was a cold evening. My daughter and I were walking up Broadway. I didn’t notice a guy sitting inside a cardboard box. But Nora    36    . She wasn’t even four, but she   37    at my coat and said, “That man’s cold. Daddy, can we take him home?”

    I don’t remember my   38    . But I do remember a sudden   39    feeling inside me. I had always been delighted at how much my daughter noticed in her   40     , whether it was     41    flying or children playing. But now she was noticing   42    and beggary.

    A few days later, I saw an article in the newspaper about volunteers who picked up a food package from a nearby school on a Sunday morning and   43     it to an elderly person. It was quick and easy. I signed us up. Nora was   44    about it. She could understand the importance of food, so she could easily see how   45    our job was. When Sunday came, she was ready, but I had to    46    myself to leave the house to fetch the food package. On my way to the school, I fought an urge (强烈愿望) to turn    47    . The Sunday paper and coffee were waiting for me at home. Why do this?   48    , we phoned the elderly person we’d been appointed. She   49    us right over.

    The building was in a bad state. Facing us was a silver-haired woman in an old dress. She took the package and asked us to come in. Nora ran inside. I unwillingly followed.   50     inside, I saw that the department belonged to someone poor. Our hostess showed us some photos. Nora played and when it came time to say goodbye, we three hugged. I walked home    51    .

Professionals call such a(n)   52    “a volunteer opportunity”. They are opportunities and I’ve come to see. Where else but as volunteers do you have the opportunity to do something    53     that’s good for others as well as for yourself? Nora and I regularly serve meals to needy people and   54     clothes for the homeless. Yet, as I’ve    55     her grow over these past four years, I still wonder—which of us has benefited more?

1.A. did            B. was                           C. has              D. had

2.A. pulled　   B. replaced               C. waved   D. aimed

3.A. debate        B. reply                         C. explanation D. expression

4.A. general　　B. funny                          C. heavy           D. magical

5.A. web　　　 B. dream　　　　　       C. castle           D. world

6.A. insects        B. animals　　　　 C. plants　　　D. birds

7.A. coldness   B. illness 　　　           C. suffering　　D. appearance

8.A. sent 　　   B. returned　　　       C. devoted　　D. posted

9.A. concerned  B. sorry　　　　            C. worried      　D. excited

10.A. creative　　B. valuable　　　       C. shocking　　D. simple

11.A. warn　　　 B. stop　　　　  　    C. allow 　　　D. push

12.A. back 　　　B. away　　　　          C. up　　　　　D. out

13.A. Therefore　 B. But     　　          C. Anyhow　　　D. Also

14.A. requested   B. promised　　　      C. invited 　　 D. helped

15.A. Although         B. Once　　　　　       C. Because 　　D. Though

16.A. in tears     B. in surprise                  C. in reality       D.in disappointment

17.A. stay                 B. visit 　　　　           C. reception　　D. challenge

18.A. fair                 B. famous　　　　        C. difficult　　 D. enjoyable

19.A. collect      B. make　　　　  　    C. order 　　　 D. design

20.A. let            B. made　　　　  　    C. watched 　　    D. affected

 

EAT YOUR VEGETABLES.　Wash your hands.　Always say "please"　and　"thank you　".We are full of advice for our children,　but when it comes to money,　we often have little to say.　As a result,　our children may grow up with clean hands and good manners,　but without any idea how to　manage their money.Here are some basics that will help guide them their entire lives：

Show them the future.　If your 13-year-old girl were to save $1.000,invest(投资)it at 8% and add $100 every month,　by the time she's 65,she would have $980,983!zxxk

Be careful of credit(信用).Credit cards can help you buy necessary things and build a credit history,　but they must be used responsibly,　which means paying off your debt in time.　Explain to your children that when you buy something using a credit card,　you can easily end up paying two or three times what you would have paid if you used cash.

Teach patience.　Suppose your child wants a new bicycle that costs $150.Rather than paying the cash,　give him some regular pocket money and explain that by putting aside,say,$15 each week,　he will be able to buy it for himself in only ten weeks.

Provide incentive.　Tell your children the importance of saving.　"For every dollar he or she agrees to save and invest rather than spend,　you agree to add another dollar to the pot,　"says Cathy Pareto,　expert in money planning.

Explain your values.　Values and money are deeply intertwined(缠结在一起),　says 　Eilleen 　Gallo,　co-author of The Financially Intelligent Parent.　When your child demands that you buy something,　explain why you really don't want to buy it.　"You might say, 'I'd rather save that money for your education,'"　advises Gallo.　Every time you spend or don't spend money,　you have a chance to share your values.

1.The writer gives some basics to help ____ in a proper way.

A．parents teach their children how to deal with money

B．children follow their parents　'instructions

C．children manage their money

D．parents save their money

2.The underlined word　"incentive"　in paragraph 6 means ____.

A．honor            B．praise            C．excitement        D．encouragement

3.What leads the writer to write this article?

A.　Parents want to know how to educate their children.

B.　He wants to share his good ideas about money matters.

C　.He thinks money management the most important for children.

D.　Parents care 　little 　about their children's management of money.

 

 

　　　　　　　　　　　　　　　Motherhood is a career to respect

　　A WOMAN renewing her driver’s license at the CountyClerk’s office was asked to state her occupation. She hesitated, uncertain how to classify herself.

　　“What I mean is,” explained the recorder, “do you have a job, or are you just a...”

　　“Of course I have a job,” said Emily. “I’m a mother.”

　　“We don’t list ‘mother’ as an occupation... ‘housewife’ covers it,” said the recorder.

　　One day I found myself in the same situation. The Clerk was obviously a career woman, confident and possessed of a high sounding title. “What is your occupation?” she asked.

　　The words simply popped out. “I’m a Research Associate (研究员) in the field of Child Development and Human Relations.”

　　The clerk paused, ballpoint pen frozen in midair.

　　I repeated the title slowly, then I stared with wonder as my pronouncement (声明) was written in bold, black ink on the official questionnaire.

　　“Might I ask,” said the clerk with interest, “just what you do in your field?”

　　Coolly, without any trace of panic in my voice, I heard myself reply, “I have a continuing program of research (what mother doesn’t), in the laboratory and in the field (normally I would have said indoors and out). Of course, the job is one of the most demanding in the humanities (any mother care to disagree?), and I often work 14 hours a day (24 is more like it). But the job is more challenging than most careers and the rewards are more of a satisfaction rather than just money.”

　　There was an increasing note of respect in the clerk’s voice as she completed the form, stood up, and showed me out.

　　As I drove into our driveway, buoyed up (激励) by my glamorous new career, I was greeted by my lab assistants – ages 13, 7, and 3.

　　Upstairs I could hear our new experimental model (a 6-month-old baby), in the child-development program, testing out a new vocal pattern.

　　I felt proud! I had gone on the official records as someone more distinguished and indispensable (不可缺少的) to mankind than “just another mother.”

　　Motherhood... What a glorious career! Especially when there’s a title on the door.

 

1. How did the female clerk feel at first when the writer told her occupation?

　　A. Cold-hearted.　　　　B. Open-minded.

　　C. Puzzled. 　　　　　　D. Interested.

 

2. How many children does the writer have?

　　A. 3　　　 B. 4 　　　C. 7　　　 D. 13

 

3.Why did the woman clerk show more respect to the writer?

　　A. Because she thought the writer did admirable work.

　　B. Because the writer cared little about rewards.

　　C. Because the writer did something that she had little knowledge of.

　　D. Because she admired the writer's research work.

 

4. What is the point of the article?

　　A. To show that how you describe your job affects your feelings toward it.

　　B. To show that the writer had a grander job than Emily.

　　C. To argue that motherhood is a worthy career.

　　D. To show that being a mother is hard and boring work.