With limited pocket money in hand，many Chinese college students are increasingly opting to live life “low cost”．One way to save money is team?buying.Online team?buying offers huge discounts and becomes popular on campus.

Li Jing，a student at China Youth University for Political Sciences，for example，says she often buys movie tickets on team?buying websites.But while they offer a good opportunity to save money，Li said she would “think twice before buying them from online stores”．Because many of them are “a bit chaotic (混乱的)”，and have fake goods mixed among them.Then why don’t the students just earn more pocket money by taking up part?time jobs？Guo Na，a teacher at the Communication University of China，said most college students were unlikely to choose work?study programs to earn pocket money because of their intensive study schedules.

A kind of card called “VELO” has become another ideal choice for many money savers.It provides all?round discounts while dining out or shopping in general.Cao Zuyang，a student at the University of Electronic Science and Technology of China，often searches for sales online and buys things together with friends to cut down on costs.Cao once wanted to buy an electro?magnetic oven (电磁炉)，which was on sale at a shopping website.He then asked five dormitory roommates to pitch in for the oven.Each student only paid 25 yuan.

Most students find it difficult to deal with the expense of accommodation while traveling.So they choose to travel to cities where they have friends and live in their dorms.For instance，Ge Rui，a student at the Hebei University of Technology，has been to many cities where he has friends.“Friends can act as free guides，offer me free accommodation，give me valuable tour information，and broaden my mind at the same time，” he said.He also had friends from other cities coming over and living with him when they visited his city.

1.What does the writer mainly tell us?

A．The ways of saving money on campus.

B．Online team?buying becomes popular.

C．How to recognize fake goods online.

D．How to choose a city to travel.

2.Which of the following statements is TRUE?

A．Li Jing is a student from China Youth University for Electronic Sciences.

B．Most college students earn more pocket money by taking up part?time jobs.

C．It’s not a good idea to ask five roommates to buy one oven together.

D．You should think twice before buying something from online stores.

3.From the passage，we can know that________.

A．most students dislike traveling because of the expense

B．Guo Na is against students taking up part?time jobs

C．Cao Zuyang succeeds in saving money

D．students are charged for half price when traveling

4.The passage is probably taken from________.

A．a personal diary? B．a travel magazine

C．an official paper? D．an advertisement

Accidents and illness are unhappy things to talk about, but no one can expect to live a lifetime without having some kind of accident or becoming ill. Some accidents and illnesses are serious and may result in long periods of invalidism.
The newspapers contain spectacular accounts of accidents in the street and highways and public places, but nearly as many accidents occur around the home. Somebody trips on a rug. Somebody falls off a stepladder. Somebody is careless in cooking dinner, and is burned. Accidents incurred in the playing of sports and swimming also accounts for a large number of injuries, big and little. Despite constant campaigns to reduce the number of accidents, there are still approximately 100,000 accidental deaths and nearly 9,000,000 non­fatal injuries in the United States each year.
It has been estimated that around 3,000,000 people are constantly ill in the United States throughout the year and that over half the illness is caused by respiratory diseases, chiefly colds and influenza.
The pain and suffering caused by accidents and illness tell only half the story. Loss of time from school and work and medical and hospital expenses often make the pain seem worse. Money spent in this country for doctors, services, hospitalization, nursing care, drugs, medicines, Xrays, and special treatments, amounts to a huge annual sum. Added to this expense is another much larger amount that is lost to wage earners throughout the nation by reason of their loss of wages or income while sick or otherwise disabled.
Accident and health insurance is a form of insurance devised to protect against these economic losses. It protects the earning of wage earners and finishes financial aid to the family of the breadwinner by the payment of his doctor and hospital bills. Today, business and professional men, farmers, industrial workers, clerks and those engaged in various occupations, whose earning power is shut off for a week, a month, or sometimes years, because of accidents or illness can insure themselves against this financial loss by accident and health insurance.
Protection is available to all types of workers and the cost(called the premium)ranges from a few cents a day for small or limited policies to a month for policies paying larger amounts(called indemnities). Policy is another name for an insurance contract(合同). Most accident and health policies are cancelable policies—that is, they are sold for a definite term such as a week, a month, or a year, similar to contracts of fire insurance and automobile liability insurance. There are, however, policies which cannot be canceled or terminated(终止)by the insurance company until the policyholder reaches an age at which he usually has no further earning power—most often at sixty or sixty­five years. These non­cancelable policies cost more than the cancelable policies.
【小题1】What is the passage mainly concerned about?

Accidents and illness are unhappy things to talk about, but no one can expect to live a lifetime without having some kind of accident or becoming ill. Some accidents and illnesses are serious and may result in long periods of invalidism.

The newspapers contain spectacular accounts of accidents in the street and highways and public places, but nearly as many accidents occur around the home. Somebody trips on a rug. Somebody falls off a stepladder. Somebody is careless in cooking dinner, and is burned. Accidents incurred in the playing of sports and swimming also accounts for a large number of injuries, big and little. Despite constant campaigns to reduce the number of accidents, there are still approximately 100,000 accidental deaths and nearly 9,000,000 non­fatal injuries in the United States each year.

It has been estimated that around 3,000,000 people are constantly ill in the United States throughout the year and that over half the illness is caused by respiratory diseases, chiefly colds and influenza.

The pain and suffering caused by accidents and illness tell only half the story. Loss of time from school and work and medical and hospital expenses often make the pain seem worse. Money spent in this country for doctors, services, hospitalization, nursing care, drugs, medicines, Xrays, and special treatments, amounts to a huge annual sum. Added to this expense is another much larger amount that is lost to wage earners throughout the nation by reason of their loss of wages or income while sick or otherwise disabled.

Accident and health insurance is a form of insurance devised to protect against these economic losses. It protects the earning of wage earners and finishes financial aid to the family of the breadwinner by the payment of his doctor and hospital bills. Today, business and professional men, farmers, industrial workers, clerks and those engaged in various occupations, whose earning power is shut off for a week, a month, or sometimes years, because of accidents or illness can insure themselves against this financial loss by accident and health insurance.

Protection is available to all types of workers and the cost(called the premium)ranges from a few cents a day for small or limited policies to a month for policies paying larger amounts(called indemnities). Policy is another name for an insurance contract(合同). Most accident and health policies are cancelable policies—that is, they are sold for a definite term such as a week, a month, or a year, similar to contracts of fire insurance and automobile liability insurance. There are, however, policies which cannot be canceled or terminated(终止)by the insurance company until the policyholder reaches an age at which he usually has no further earning power—most often at sixty or sixty­five years. These non­cancelable policies cost more than the cancelable policies.

1.What is the passage mainly concerned about?

A．Everyone will have some sort of illness or accident.

B．Accident and health insurance is available to everyone.

C．Cancelable insurance policies are better than non­cancelable one.

D．Insurance is a good protection against accidents and illness.

2.Every year in the United States there are________.

A．more people die in accidents than of illness

B．more people who are ill than those injured in accidents

C．more outdoor accidents than indoor accidents

D．more people injured in accidents than those who are constantly ill

3.The heaviest pain and suffering caused by accidents and illness are________.

A．colds and influenza                      B．financial losses

C．loss of time                            D．invalidism

4.Accident and health insurance will protect people by________.

A．covering their medical expenditure

B．paying their wages

C．restoring their earning power

D．providing policyholders with the money they need to survive

For years my husband, John, and I had dreamed of taking our three kids to Disney World.We'd planned our trip down to the last detail and dollar.But in Georgia, halfway there, our car broke down.
At a garage, the mechanic promised our Mercury Sable would be repaired by the next week.Meanwhile, John tried to find us a rental car.After many phone calls, John finally found a car.Luckily, our auto club would pick up the tab.We ended up arriving there three hours behind schedule.We tried every ride and met Mickey.
At the end of the long weekend we called the garage to check on our car.It turned out that the mechanic hadn't even looked at it yet! John got on the phone again.He found it would cost more than $ l, 100 to rent a car to drive home.That plus a plane ticket for him to go pick up our own car and we'd be out over $2,000!
I wailed（痛哭） and asked John, "What are we going to do?"  He said, "It'll work out." John encouraged me not to lose heart and he insisted on trying to find a way out.Amazingly, John found a car transport company that had a car we could drive home, paying only for gas! But all the way home I couldn't stop thinking about the money we'd still need for John's trip back to the garage and another long driving home.
When we got home, the high school student who had fed our cats asked how our trip was.I gave him the rundown, "Things worked out okay except that our car's still stuck in Georgia." "No problem," he said."I'm heading to Florida for a spring break with my parents.We'll be glad to stop in Georgia on the way back and pick up your car."
We ended up spending only $50 more than we'd budgeted.The next week, our car was back, and I had a new understanding of dealing with trouble.Whatever happens, if you never give up, a good solution will come out at last.

1. 1.

   From the passage we can learn that                 .

   1. A.
      Disney World is located in Georgia
   2. B.
      Mercury Sable is the name of the mechanic
   3. C.
      the couple budgeted for their trip carefully
   4. D.
      repairing their car needed a lot of money
2. 2.

   The underlined phrase "pick up the tab" probably means “___________”.

   1. A.
      pay the expense of renting a car
   2. B.
      find a taxi for the club members
   3. C.
      give somebody a lift on the way
   4. D.
      take someone home free of charge
3. 3.

   Why was the author unhappy at the end of the weekend?

   1. A.
      They didn't have enough money to rent a car to go home.
   2. B.
      They spent $2,000 more than they had budgeted.
   3. C.
      They didn't enjoy themselves in Disney World.
   4. D.
      They found their car hadn't been repaired at all.
4. 4.

   We can infer from the passage that _______________________.

   1. A.
      the car transport company usually had its cars rented
   2. B.
      the couple had to drive the company's car to an appointed place
   3. C.
      the car transport company charged the couple some money
   4. D.
      a student helped the couple return the car to the company .