根据短文内容，从短文后的选项中选出能填入空白处的最佳选项，并在答题卡上将该项涂黑。选项中有两项为多余选项。

Are you a saver or a spender?

___1.___ This old saying calls attention to the wisdom of saving money. "Putting money away for a rainy day" is another way to talk about saving for the future.

People who hate to spend money are known as "tightwads," while those who like to get the most value for their money are called "thrifty." ___2.___A spendthrift is someone who spends wastefully. People like that are often said to spend money "like a drunken sailor" or "like there's no tomorrow."

In the United States, people who want to start a savings account have different choices of where to put their money. ___3.___ Credit unions are cooperatives for people who have some kind of connection. For example, the members might work for a university or a government agency. Most credit unions are nonprofit organizations.

Credit unions, banks and other financial institutions pay interest on savings accounts. But the interest rates are low. Certificates of deposit（存款）pay higher returns. With a certificate of deposit, or CD, a person agrees not to withdraw the money for a certain period of time. This term could be anywhere from a few months to several years. ___4.___ People can withdraw their money early but they have to pay a penalty(罚金).

In a number of countries, people have been saving less over the years. It is reported that in 2000, Americans had a household savings rate of 7%. ___5.___ Many European countries have higher rates, but Americans save more than families in Japan.

A. People are willing to save money for the future.

B. A penny saved is a penny earned.

C. Before gold, even kings take off their hats.

D. These include banks and credit unions.

E. Longer terms, and larger amounts, pay higher interest.

F. A thrifty person is different from a spendthrift.

G. This year the rate is expected to be a little more than four percent.

Recently I have been quarrel ling about my mother over whether I can watch TV after the school. She holds the view that Senior Three students have to make fully use of every minute to work hard at their lesson. It seem to her that I am allowed to watch TV, I won’t be able to control me and I’ll forget all about my studies. She also thinks that it is bad to my eyes. But I really can’t accept her ideas. In my opinion, watch TV can set my mind at rest after a day’s hard work. Besides, it is important for me to know what had happened both at home and abroad. However, I shouldn’t be forbidden to watch TV.

假定你是你们班的班长李华。来自澳大利亚的高中生访问团一行20人明天上午将到你们班经行交流，请你根据下列内容提示用英语写一篇发言稿。

表示欢迎；2.班级简介；3.同学特点；4.学校生活；5.表达愿望。

注意：

次数：100左右（开头和结尾已为你写好，不计入总词数）；

可适当增加细节，以使行文连贯；

不要在发言稿中使用你的真实姓名和学校的名字。

Dear friends,

Good morning! I’m Li Hua, monitor of our class.

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Thank you!

—Are you going to Tom’s birthday party?

—_________.I might have to work.

A. It depends       B. Thank you       C. Sound great          D. Don’t mention it

Take your time-it’s just _________ short distance from here to ________ restaurant.

A. 不填；the        B. a; the           C. the; a                 D.不填；a

Find ways to praise your children often,_________ you’ll find they will open their hearts to you.

A. till                 B. or                 C. and                 D. but

I’m afraid he is more of a talker than a doer, which is _________ he never finishes anything.

A. that               B. when              C. where                  D. why

Look over there—there’s a very long, winding path_________ up to the house.

A. leading           B. leads            C. led                     D. to lead

She was surprised to find the fridge empty; the child _________ everything!

A. had been eating         B. had eaten        C. have eaten        D. have been eating

We’ve offered her the job, but I don’t know_________ she’ll accept it.

A. where                  B. what              C. whether               D. which