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    When traveling abroad, it is wise to carry your money in traveler's checks because checks are protected against loss or theft. If your checks are lost or stolen, the issuing authority will refund(赔偿) your money.
    Not only are they safe, they are also convenient. They are available in different currencies and they can be cashed at most banks throughout the world. Most shops, hotels and restaurants also accept them.
    Traveler's checks are very easy to use. When you collect them, you sign each check once. The cashier enters the amount in your passport. When you cash, you sign each check again. The cashier will usually ask to see your passport again too.
    To get traveler's checks you usually go to your bank. They can be paid in cash or in other ways. Large amounts, however, must be ordered in advance.
    For the safety and convenience of traveler's checks, you are charged two commissions(佣金，酬劳): an insurance commission when you buy them and an encashment commission when you cash them.
    It is suitable to make a note of the serial numbers of your checks. Keep this separate from your traveler's checks.（词数191）

    1. 1.

      People like to carry their money in traveler’s checks when traveling abroad, because______

      1. A.
        they cannot be lost or stolen
      2. B.
        they can be used anywhere
      3. C.
        they are safe and handy
      4. D.
        they can save travelers plenty of money
    2. 2.

      If your traveler's checks are lost or stolen, who will refund you?

      1. A.
        The authority that issues you the passport.
      2. B.
        The insurance company.
      3. C.
        The bank where you buy your checks.
      4. D.
        The travel agency that arranges your travel.
    3. 3.

      You sign your traveler’s check for the second time in order to ________.

      1. A.
        get your passport
      2. B.
        cash it
      3. C.
        claim insurance
      4. D.
        pay for commission
    4. 4.

      Which of the following statement is TRUE?

      1. A.
        You need not pay a commission for the safety of your traveler’s checks.
      2. B.
        People usually get traveler’s checks from foreign banks.
      3. C.
        Traveler’s checks can be exchanged for the money of the country you visit.
      4. D.
        You cannot get your passport until you get your traveler’s checks.
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